Home improvement loan lenders in Onondaga County, New York
Fat Boy Data analyzed home improvement loan activity in Onondaga County, New York to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 6,183 applications were decided by 92 lenders between 2023 and 2025.
Onondaga County at a glance
How Onondaga County compares
What the data shows
Empower Federal Credit Union made the most home improvement loans in Onondaga County, NY, 1,876 of them.
That is 43% of every home improvement loan originated here, so this market is unusually concentrated in one lender.
Fulton Savings Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 24.
Lenders approved 72.6% of home improvement loan applications in Onondaga County, NY, 14.0 percentage points above the New York rate of 58.6%.
The typical home improvement loan here is $55K, 27% smaller than the New York typical of $75K.
Only 2 lenders here typically write at or below $35K: Salt City Federal Credit Union, Berkshire Bank.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Home improvement loan lenders in Onondaga County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Empower Federal Credit Union | 81% | 1,902 / 2,334 | 99% | $55K | 1,876 |
| 2 | AMERICU Credit Union | 75% | 532 / 714 | 100% | $55K | 532 |
| 3 | Manufacturers and Traders Trust Company | 57% | 359 / 625 | 93% | $65K | 333 |
| 4 | Broadview Federal Credit Union | 80% | 350 / 440 | 99% | $65K | 346 |
| 5 | Citizens Bank, National Association | 57% | 161 / 281 | 98% | $85K | 158 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 87 more lenders.
Free. One email unlocks the whole market.
You are seeing the 5 largest home improvement loan lenders in Onondaga County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
- Every lender, ranked
- Approval and take-up rates
- Typical loan and full range
- Nearest office and distance
- Branch count and how to apply
- How reachable each lender is
We email you the unlock link and occasional updates on your market. We may share your interest with mortgage providers so they can contact you. How we use your data. Unsubscribe any time.