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refinance lenders · HMDA 2023–2025

Refinance lenders in Queens County, New York

Fat Boy Data analyzed mortgage refinance activity in Queens County, New York to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,906 applications were decided by 160 lenders between 2023 and 2025.

Queens County at a glance

160Active lenders35 with 20+ decisions
60.0%Market approval rate2,345 of 3,906 decided
$365KTypical loanmedian lender, $10K brackets
92%Borrower take-up2,169 loans funded

How Queens County compares

Approval rate compared
Queens County60.0%New York71.0%All 616 counties76.5%
Typical loan compared
Queens County$365KNew York$205KAll 616 counties$295K

What the data shows

Citizens Bank, National Association made the most mortgage refinances in Queens County, NY, 308 of them.

Nationwide Mortgage Bankers, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 141.

Lenders approved 60.0% of mortgage refinance applications in Queens County, NY, 11.0 percentage points below the New York rate of 71.0%.

The typical mortgage refinance here is $365K, 78% larger than the New York typical of $205K.

Approval rate of all 35 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 20% approved of 141Homebridge Financial Services, Inc.: 29% approved of 24Newrez LLC: 30% approved of 87Bank of America, National Association: 34% approved of 251Third Federal Savings And Loan Association Of Cleveland: 35% approved of 23PNC Bank, National Association: 37% approved of 46Pentagon Federal Credit Union: 37% approved of 27Webster Bank, National Association: 39% approved of 36Jovia Financial: 44% approved of 66Fourleaf: 44% approved of 257Carrington Mortgage Services, LLC: 47% approved of 32Manufacturers and Traders Trust Company: 49% approved of 59Plaza Home Mortgage, Inc.: 52% approved of 27Municipal Credit Union: 52% approved of 71Citizens Bank, National Association: 55% approved of 589TD Bank, National Association: 56% approved of 442U.S. Bank National Association: 59% approved of 22Nationstar Mortgage LLC: 60% approved of 30Wells Fargo Bank, National Association: 65% approved of 122East West Bank: 70% approved of 20Pennymac Loan Services, LLC: 72% approved of 53Royal United Mortgage LLC: 72% approved of 25United Wholesale Mortgage, LLC: 74% approved of 152Rocket Mortgage, LLC: 77% approved of 176Cathay Bank: 77% approved of 31JPMorgan Chase Bank, National Association: 82% approved of 140Citibank, National Association: 83% approved of 23Teachers Federal Credit Union: 90% approved of 21Longbridge Financial, LLC: 92% approved of 50Unmb Home Loans Inc.: 93% approved of 27Finance of America Reverse LLC: 93% approved of 106FM Home Loans, LLC: 94% approved of 31Nationwide Mortgage Bankers, Inc.: 100% approved of 141United Mortgage Corp.: 100% approved of 27Summit Mortgage Bankers Inc.: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Queens County

LenderApprovalApprovedTaken upTypical loanLoans made
1Citizens Bank, National Association55%323 / 58995%$255K308
2TD Bank, National Association56%246 / 44297%$275K238
3Fourleaf44%113 / 25797%$255K110
4Bank of America, National Association34%85 / 25196%$195K82
5Rocket Mortgage, LLC77%136 / 17694%$365K128

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 155 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Queens County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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