Home improvement loan lenders in Rensselaer County, New York
Fat Boy Data analyzed home improvement loan activity in Rensselaer County, New York to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,601 applications were decided by 56 lenders between 2023 and 2025.
Rensselaer County at a glance
How Rensselaer County compares
What the data shows
Broadview Federal Credit Union made the most home improvement loans in Rensselaer County, NY, 1,258 of them.
That is 68% of every home improvement loan originated here, so this market is unusually concentrated in one lender.
Community Resource Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 88% of 25.
Lenders approved 72.2% of home improvement loan applications in Rensselaer County, NY, 13.5 percentage points above the New York rate of 58.6%.
The typical home improvement loan here is $65K, 13% smaller than the New York typical of $75K.
No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Home improvement loan lenders in Rensselaer County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Broadview Federal Credit Union | 78% | 1,277 / 1,636 | 99% | $65K | 1,258 |
| 2 | Pioneer Bank, National Association | 78% | 115 / 147 | 97% | $85K | 112 |
| 3 | Citizens Bank, National Association | 53% | 76 / 144 | 97% | $75K | 74 |
| 4 | Sunmark Credit Union | 68% | 84 / 124 | 100% | $75K | 84 |
| 5 | TrustCo Bank | 69% | 62 / 90 | 100% | $55K | 62 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 51 more lenders.
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You are seeing the 5 largest home improvement loan lenders in Rensselaer County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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