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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Davidson County, North Carolina

Fat Boy Data analyzed investment property refinance activity in Davidson County, North Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 131 applications were decided by 47 lenders between 2023 and 2025.

Davidson County at a glance

47Active lenders1 with 20+ decisions
74.1%Market approval rate97 of 131 decided
$125KTypical loanmedian lender, $10K brackets
98%Borrower take-up95 loans funded

How Davidson County compares

Approval rate compared
Davidson County74.1%North Carolina77.3%All 616 counties77.7%
Typical loan compared
Davidson County$125KNorth Carolina$195KAll 616 counties$235K

What the data shows

Kiavi Funding, Inc. made the most investment property refinances in Davidson County, NC, 22 of them.

Kiavi Funding, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 92% of 24.

The typical investment property refinance here is $125K, 36% smaller than the North Carolina typical of $195K.

Investment property refinance lenders in Davidson County

LenderApprovalApprovedTaken upTypical loanLoans made
1Kiavi Funding, Inc.92%22 / 24100%$125K22
2State Employees'Limited sample91%10 / 11100%$85K10
3Pinnacle BankLimited sample75%6 / 8100%$105K6
4Ice Lender Holdings LLCLimited sample0%0 / 80
5Dominion Financial Services, LLCBroker only100%7 / 7100%$175K7

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 42 more lenders.

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