refinance lenders · HMDA 2023–2025

Refinance lenders in Gaston County, North Carolina

Fat Boy Data analyzed mortgage refinance activity in Gaston County, North Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,704 applications were decided by 216 lenders between 2023 and 2025.

Gaston County at a glance

216Active lenders27 with 20+ decisions
74.9%Market approval rate2,025 of 2,704 decided
$205KTypical loanmedian lender, $10K brackets
93%Borrower take-up1,892 loans funded

How Gaston County compares

Approval rate compared
Gaston County74.9%North Carolina77.3%All 616 counties76.5%
Typical loan compared
Gaston County$205KNorth Carolina$205KAll 616 counties$295K

What the data shows

State Employees' made the most mortgage refinances in Gaston County, NC, 257 of them.

Crosscountry Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 96% of 25.

Approval rate of all 27 lenders with 20+ decisions here
0%25%50%75%100%First Horizon Bank: 39% approved of 28Lakeview Loan Servicing, LLC: 42% approved of 43Mortgage Research Center, LLC: 54% approved of 61First-Citizens Bank & Trust Company: 57% approved of 21Discover Bank: 57% approved of 40Bank of America, National Association: 62% approved of 76PNC Bank, National Association: 62% approved of 42Newrez LLC: 66% approved of 32Mutual of Omaha Mortgage, Inc.: 70% approved of 20Fifth Third Bank, National Association: 70% approved of 20Truliant Federal Credit Union: 70% approved of 178Truist Bank: 71% approved of 248Civic Federal Credit Union: 71% approved of 42Amerihome Mortgage Company, LLC: 74% approved of 23State Employees': 74% approved of 349Royal United Mortgage LLC: 79% approved of 28Rocket Mortgage, LLC: 79% approved of 202SouthState Bank, National Association: 81% approved of 67United Wholesale Mortgage, LLC: 84% approved of 188Milend, Inc.: 85% approved of 27Village Capital & Investment LLC: 87% approved of 52Pennymac Loan Services, LLC: 90% approved of 67Movement Mortgage, LLC: 91% approved of 32Freedom Mortgage Corporation: 95% approved of 95Wells Fargo Bank, National Association: 95% approved of 21Belmont Savings Bank, SSB: 95% approved of 22Crosscountry Mortgage, LLC: 96% approved of 25

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Gaston County

LenderApprovalApprovedTaken upTypical loanLoans made
1State Employees'74%258 / 349100%$105K257
2Truist Bank71%176 / 24895%$105K168
3Rocket Mortgage, LLC79%160 / 20291%$265K146
4United Wholesale Mortgage, LLCBroker only84%158 / 18897%$315K153
5Truliant Federal Credit Union70%125 / 17894%$105K118

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 211 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Gaston County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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