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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in New Hanover County, North Carolina

Fat Boy Data analyzed home improvement loan activity in New Hanover County, North Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,118 applications were decided by 101 lenders between 2023 and 2025.

New Hanover County at a glance

101Active lenders22 with 20+ decisions
69.2%Market approval rate2,157 of 3,118 decided
$65KTypical loanmedian lender, $10K brackets
94%Borrower take-up2,026 loans funded

How New Hanover County compares

Approval rate compared
New Hanover County69.2%North Carolina64.0%All 616 counties62.7%
Typical loan compared
New Hanover County$65KNorth Carolina$85KAll 616 counties$75K

What the data shows

State Employees' made the most home improvement loans in New Hanover County, NC, 427 of them.

SouthState Bank, National Association approved the highest share of applications among lenders with at least 20 decisions here, 89% of 45.

Lenders approved 69.2% of home improvement loan applications in New Hanover County, NC, 5.1 percentage points above the North Carolina rate of 64.0%.

The typical home improvement loan here is $65K, 24% smaller than the North Carolina typical of $85K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 22 lenders with 20+ decisions here
0%25%50%75%100%Spring Eq, LLC: 37% approved of 52Discover Bank: 42% approved of 55Sharonview Federal Credit Union: 43% approved of 35U.S. Bank National Association: 45% approved of 31TD Bank, National Association: 50% approved of 38Pentagon Federal Credit Union: 50% approved of 26Bank of America, National Association: 51% approved of 259Truist Bank: 54% approved of 196Third Federal Savings And Loan Association Of Cleveland: 61% approved of 38First Bank: 62% approved of 50Civic Federal Credit Union: 68% approved of 38Navy Federal Credit Union: 69% approved of 87COASTAL Federal Credit Union: 70% approved of 46First National Bank of Pennsylvania: 70% approved of 164State Employees': 71% approved of 603Figure Lending LLC: 74% approved of 61Citizens Bank, National Association: 74% approved of 43PNC Bank, National Association: 76% approved of 103First-Citizens Bank & Trust Company: 76% approved of 299Corning Federal Credit Union: 86% approved of 507SouthState Bank, National Association: 89% approved of 45Coastal Community Bank: 93% approved of 54

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in New Hanover County

LenderApprovalApprovedTaken upTypical loanLoans made
1State Employees'71%430 / 60399%$65K427
2Corning Federal Credit Union86%437 / 50794%$65K411
3First-Citizens Bank & Trust Company76%227 / 29994%$105K213
4Bank of America, National Association51%131 / 25997%$95K127
5Truist Bank54%105 / 19690%$105K94

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 96 more lenders.

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You are seeing the 5 largest home improvement loan lenders in New Hanover County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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