Investment property improvement lenders in Orange County, North Carolina
Fat Boy Data analyzed investment home improvement loan activity in Orange County, North Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 76 applications were decided by 18 lenders between 2023 and 2025.
Orange County at a glance
How Orange County compares
What the data shows
State Employees' made the most investment home improvement loans in Orange County, NC, 25 of them.
That is 56% of every investment home improvement loan originated here, so this market is unusually concentrated in one lender.
State Employees' approved the highest share of applications among lenders with at least 20 decisions here, 66% of 38.
Lenders approved 60.5% of investment home improvement loan applications in Orange County, NC, 9.8 percentage points above the North Carolina rate of 50.7%.
The typical investment home improvement loan here is $65K, 13% smaller than the North Carolina typical of $75K.
No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.
Investment property improvement lenders in Orange County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | State Employees' | 66% | 25 / 38 | 100% | $65K | 25 |
| 2 | Pinnacle BankLimited sample | 100% | 6 / 6 | 100% | $255K | 6 |
| 3 | Bank of America, National AssociationLimited sample | 0% | 0 / 5 | — | — | 0 |
| 4 | Rocket Mortgage, LLCLimited sample | 67% | 2 / 3 | 100% | $115K | 2 |
| 5 | First-Citizens Bank & Trust CompanyLimited sample | 100% | 3 / 3 | 100% | $195K | 3 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 13 more lenders.
Free. One email unlocks the whole market.
You are seeing the 5 largest investment home improvement loan lenders in Orange County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
- Every lender, ranked
- Approval and take-up rates
- Typical loan and full range
- Nearest office and distance
- Branch count and how to apply
- How reachable each lender is
We email you the unlock link and occasional updates on your market. We may share your interest with mortgage providers so they can contact you. How we use your data. Unsubscribe any time.