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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Pitt County, North Carolina

Fat Boy Data analyzed investment property refinance activity in Pitt County, North Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 183 applications were decided by 44 lenders between 2023 and 2025.

Pitt County at a glance

44Active lenders3 with 20+ decisions
78.7%Market approval rate144 of 183 decided
$125KTypical loanmedian lender, $10K brackets
89%Borrower take-up128 loans funded

How Pitt County compares

Approval rate compared
Pitt County78.7%North Carolina77.3%All 616 counties77.7%
Typical loan compared
Pitt County$125KNorth Carolina$195KAll 616 counties$235K

What the data shows

Kiavi Funding, Inc. made the most investment property refinances in Pitt County, NC, 18 of them.

Southern Bank and Trust Company approved the highest share of applications among lenders with at least 20 decisions here, 95% of 21.

The typical investment property refinance here is $125K, 36% smaller than the North Carolina typical of $195K.

Investment property refinance lenders in Pitt County

LenderApprovalApprovedTaken upTypical loanLoans made
1State Employees'57%13 / 2392%$95K12
2Southern Bank and Trust Company95%20 / 2185%$225K17
3Kiavi Funding, Inc.90%19 / 2195%$115K18
4Alcova Mortgage LLCLimited sample94%15 / 1687%$145K13
5United BankLimited sample100%12 / 12100%$145K12

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 39 more lenders.

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You are seeing the 5 largest investment property refinance lenders in Pitt County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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