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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Butler County, Ohio

Fat Boy Data analyzed home improvement loan activity in Butler County, Ohio to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,271 applications were decided by 107 lenders between 2023 and 2025.

Butler County at a glance

107Active lenders26 with 20+ decisions
66.4%Market approval rate2,837 of 4,271 decided
$75KTypical loanmedian lender, $10K brackets
93%Borrower take-up2,645 loans funded

How Butler County compares

Approval rate compared
Butler County66.4%Ohio63.6%All 616 counties62.7%
Typical loan compared
Butler County$75KOhio$65KAll 616 counties$75K

What the data shows

Fifth Third Bank, National Association made the most home improvement loans in Butler County, OH, 528 of them.

Miami University Community approved the highest share of applications among lenders with at least 20 decisions here, 100% of 62.

The typical home improvement loan here is $75K, 15% larger than the Ohio typical of $65K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 26 lenders with 20+ decisions here
0%25%50%75%100%Bank of America, National Association: 25% approved of 84Discover Bank: 34% approved of 95U.S. Bank National Association: 48% approved of 360Spring Eq, LLC: 49% approved of 57The Huntington National Bank: 51% approved of 402KeyBank National Association: 53% approved of 32First Financial Bank: 64% approved of 378Navy Federal Credit Union: 64% approved of 39Third Federal Savings And Loan Association Of Cleveland: 66% approved of 229Wright-Patt Credit Union, Inc.: 66% approved of 190First Commonwealth Bank: 67% approved of 36Fifth Third Bank, National Association: 67% approved of 819PNC Bank, National Association: 68% approved of 311Rocket Mortgage, LLC: 70% approved of 20Figure Lending LLC: 71% approved of 89Citizens Bank, National Association: 74% approved of 53Kemba Credit Union, Inc.: 79% approved of 137Telhio: 80% approved of 92Republic Bank & Trust Company: 83% approved of 24WesBanco Bank, Inc.: 88% approved of 41Emery Federal Credit Union: 89% approved of 27Aurgroup Financial Credit Union, Inc.: 96% approved of 112Guardian Savings Bank: 96% approved of 24Union Savings Bank: 98% approved of 134Coastal Community Bank: 100% approved of 97Miami University Community: 100% approved of 62

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Butler County

LenderApprovalApprovedTaken upTypical loanLoans made
1Fifth Third Bank, National Association67%552 / 81996%$75K528
2The Huntington National Bank51%204 / 40298%$95K199
3First Financial Bank64%241 / 37899%$65K239
4U.S. Bank National Association48%172 / 36093%$75K160
5PNC Bank, National Association68%210 / 31196%$75K202

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 102 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Butler County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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