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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Montgomery County, Ohio

Fat Boy Data analyzed cash-out refinance activity in Montgomery County, Ohio to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,442 applications were decided by 209 lenders between 2023 and 2025.

Montgomery County at a glance

209Active lenders36 with 20+ decisions
68.5%Market approval rate3,730 of 5,442 decided
$135KTypical loanmedian lender, $10K brackets
95%Borrower take-up3,540 loans funded

How Montgomery County compares

Approval rate compared
Montgomery County68.5%Ohio70.0%All 616 counties68.2%
Typical loan compared
Montgomery County$135KOhio$135KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Montgomery County, OH, 804 of them.

Treadwell Credit Union Inc approved the highest share of applications among lenders with at least 20 decisions here, 100% of 49.

Approval rate of all 36 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 26% approved of 329Mortgage Research Center, LLC: 27% approved of 82Lakeview Loan Servicing, LLC: 38% approved of 39American Financing Corporation: 39% approved of 36Carrington Mortgage Services, LLC: 39% approved of 149Newrez LLC: 47% approved of 174New Day Financial, LLC: 48% approved of 167KeyBank National Association: 50% approved of 26Pathways Financial Credit Union, Inc.: 52% approved of 23New American Funding, LLC: 55% approved of 66Village Capital & Investment LLC: 59% approved of 39Loandepot.Com, LLC: 61% approved of 161First Financial Bank: 66% approved of 140Lower, LLC: 67% approved of 21Mutual of Omaha Mortgage, Inc.: 68% approved of 37Pennymac Loan Services, LLC: 69% approved of 94Day Air Credit Union, Inc.: 70% approved of 152Wells Fargo Bank, National Association: 70% approved of 40United Wholesale Mortgage, LLC: 71% approved of 186U.S. Bank National Association: 71% approved of 62GoodLeap, LLC: 71% approved of 98Navy Federal Credit Union: 72% approved of 32Freedom Mortgage Corporation: 73% approved of 180Fifth Third Bank, National Association: 74% approved of 203Rocket Mortgage, LLC: 77% approved of 1,072Nationstar Mortgage LLC: 80% approved of 103River Valley Credit Union, Inc.: 81% approved of 140Crosscountry Mortgage, LLC: 81% approved of 26Wright-Patt Credit Union, Inc.: 82% approved of 235The Federal Savings Bank: 82% approved of 22The Huntington National Bank: 83% approved of 235JPMorgan Chase Bank, National Association: 87% approved of 91Union Savings Bank: 90% approved of 184Bridge Credit Union, Inc.: 95% approved of 21Treadwell Credit Union Inc: 100% approved of 49Das Acquisition Company, LLC: 100% approved of 32

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Montgomery County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC77%830 / 1,07297%$135K804
2Amerisave Mortgage Corporation26%84 / 329100%$75K84
3Wright-Patt Credit Union, Inc.82%192 / 23591%$115K174
4The Huntington National Bank83%194 / 23595%$115K184
5Fifth Third Bank, National Association74%151 / 20399%$125K149

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 204 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Montgomery County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for Montgomery County

Mortgage lenders in Montgomery CountyHome improvement loans in Montgomery CountyRefinance in Montgomery CountyInvestment property purchase in Montgomery CountyInvestment cash-out refinance in Montgomery CountyInvestment refinance in Montgomery CountyInvestment home improvement in Montgomery County

Nearby markets

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