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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Richland County, Ohio

Fat Boy Data analyzed home purchase mortgage activity in Richland County, Ohio to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,049 applications were decided by 201 lenders between 2023 and 2025.

Richland County at a glance

201Active lenders28 with 20+ decisions
89.6%Market approval rate3,628 of 4,049 decided
$165KTypical loanmedian lender, $10K brackets
96%Borrower take-up3,496 loans funded

How Richland County compares

Approval rate compared
Richland County89.6%Ohio90.6%All 616 counties87.6%
Typical loan compared
Richland County$165KOhio$215KAll 616 counties$335K

What the data shows

Mechanics Bank made the most home purchase mortgages in Richland County, OH, 628 of them.

Nfm, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 45.

The typical home purchase mortgage here is $165K, 23% smaller than the Ohio typical of $215K.

Approval rate of all 28 lenders with 20+ decisions here
0%25%50%75%100%Vanderbilt Mortgage and Finance, Inc.: 13% approved of 2321St Mortgage Corporation: 25% approved of 124Triad Financial Services, Inc.: 34% approved of 29KeyBank National Association: 70% approved of 20Farm Credit Mid-America, ACA: 83% approved of 29JPMorgan Chase Bank, National Association: 85% approved of 65Navy Federal Credit Union: 85% approved of 27Mutual of Omaha Mortgage, Inc.: 86% approved of 21Mortgage Research Center, LLC: 87% approved of 137Rocket Mortgage, LLC: 87% approved of 170Civista Bank: 90% approved of 21The Park National Bank: 91% approved of 386Directions Credit Union, Inc.: 91% approved of 68Lower, LLC: 92% approved of 26U.S. Bank National Association: 93% approved of 27T2 Financial LLC: 93% approved of 28The Huntington National Bank: 93% approved of 141First Federal Bank of Ohio: 94% approved of 34Loandepot.Com, LLC: 96% approved of 157New American Funding, LLC: 96% approved of 23Union Home Mortgage Corp.: 96% approved of 214United Wholesale Mortgage, LLC: 96% approved of 56Crosscountry Mortgage, LLC: 97% approved of 375Fairway Independent Mortgage Corporation: 98% approved of 346Mechanics Bank: 99% approved of 701Nfm, Inc.: 100% approved of 45First Ohio Home Finance, Inc.: 100% approved of 38The Equitable Mortgage Corporation: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Richland County

LenderApprovalApprovedTaken upTypical loanLoans made
1Mechanics Bank99%694 / 70190%$175K628
2The Park National Bank91%350 / 38699%$145K345
3Crosscountry Mortgage, LLC97%363 / 37599%$155K360
4Fairway Independent Mortgage Corporation98%338 / 346100%$165K337
5Union Home Mortgage Corp.96%205 / 21496%$155K197

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 196 more lenders.

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You are seeing the 5 largest home purchase mortgage lenders in Richland County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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