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refinance lenders · HMDA 2023–2025

Refinance lenders in Warren County, Ohio

Fat Boy Data analyzed mortgage refinance activity in Warren County, Ohio to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,249 applications were decided by 208 lenders between 2023 and 2025.

Warren County at a glance

208Active lenders23 with 20+ decisions
81.5%Market approval rate2,647 of 3,249 decided
$265KTypical loanmedian lender, $10K brackets
95%Borrower take-up2,505 loans funded

How Warren County compares

Approval rate compared
Warren County81.5%Ohio76.9%All 616 counties76.5%
Typical loan compared
Warren County$265KOhio$105KAll 616 counties$295K

What the data shows

Fifth Third Bank, National Association made the most mortgage refinances in Warren County, OH, 390 of them.

1st National Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 54.

The typical mortgage refinance here is $265K, 152% larger than the Ohio typical of $105K.

Approval rate of all 23 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 37% approved of 67Lakeview Loan Servicing, LLC: 49% approved of 39Mortgage Research Center, LLC: 51% approved of 37The Huntington National Bank: 66% approved of 234First Financial Bank: 70% approved of 23Third Federal Savings And Loan Association Of Cleveland: 73% approved of 144Wright-Patt Credit Union, Inc.: 74% approved of 237First Commonwealth Bank: 78% approved of 23PNC Bank, National Association: 79% approved of 177Citizens Bank, National Association: 81% approved of 43U.S. Bank National Association: 82% approved of 60Fifth Third Bank, National Association: 82% approved of 496Newrez LLC: 84% approved of 31Guardian Savings Bank: 88% approved of 41Rocket Mortgage, LLC: 89% approved of 134Nationstar Mortgage LLC: 91% approved of 33United Wholesale Mortgage, LLC: 92% approved of 271Union Savings Bank: 93% approved of 210Freedom Mortgage Corporation: 94% approved of 97Pennymac Loan Services, LLC: 98% approved of 531st National Bank: 100% approved of 54Village Capital & Investment LLC: 100% approved of 28Union Home Mortgage Corp.: 100% approved of 24

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Warren County

LenderApprovalApprovedTaken upTypical loanLoans made
1Fifth Third Bank, National Association82%406 / 49696%$105K390
2United Wholesale Mortgage, LLCBroker only92%248 / 27196%$395K238
3Wright-Patt Credit Union, Inc.74%175 / 23797%$115K169
4The Huntington National Bank66%155 / 23496%$225K149
5Union Savings Bank93%196 / 21097%$285K191

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 203 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Warren County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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