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investment property improvement lenders · HMDA 2023–2025

Investment property improvement lenders in Cambria County, Pennsylvania

Fat Boy Data analyzed investment home improvement loan activity in Cambria County, Pennsylvania to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 74 applications were decided by 27 lenders between 2023 and 2025.

Cambria County at a glance

27Active lenders0 with 20+ decisions
44.6%Market approval rate33 of 74 decided
$45KTypical loanmedian lender, $10K brackets
100%Borrower take-up33 loans funded

How Cambria County compares

Approval rate compared
Cambria County44.6%Pennsylvania50.2%All 616 counties51.2%
Typical loan compared
Cambria County$45KPennsylvania$95KAll 616 counties$115K

What the data shows

Ameriserv Financial Bank made the most investment home improvement loans in Cambria County, PA, 4 of them.

Lenders approved 44.6% of investment home improvement loan applications in Cambria County, PA, 5.7 percentage points below the Pennsylvania rate of 50.2%.

The typical investment home improvement loan here is $45K, 53% smaller than the Pennsylvania typical of $95K.

Investment property improvement lenders in Cambria County

LenderApprovalApprovedTaken upTypical loanLoans made
1First National Bank of PennsylvaniaLimited sample20%2 / 10100%$55K2
2Ameriserv Financial BankLimited sample44%4 / 9100%$25K4
31st Summit BankLimited sample29%2 / 7100%$15K2
4First Commonwealth BankLimited sample0%0 / 60
5S&T BankLimited sample60%3 / 5100%$25K3

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 22 more lenders.

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You are seeing the 5 largest investment home improvement loan lenders in Cambria County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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