Cash-out refinance lenders in Franklin County, Pennsylvania
Fat Boy Data analyzed cash-out refinance activity in Franklin County, Pennsylvania to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,357 applications were decided by 116 lenders between 2023 and 2025.
Franklin County at a glance
How Franklin County compares
What the data shows
Rocket Mortgage, LLC made the most cash-out refinances in Franklin County, PA, 254 of them.
That is 30% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.
Manufacturers and Traders Trust Company approved the highest share of applications among lenders with at least 20 decisions here, 88% of 32.
The typical cash-out refinance here is $165K, 14% larger than the Pennsylvania typical of $145K.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Cash-out refinance lenders in Franklin County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 77% | 263 / 343 | 97% | $155K | 254 |
| 2 | Amerisave Mortgage Corporation | 26% | 24 / 91 | 96% | $65K | 23 |
| 3 | United Wholesale Mortgage, LLCBroker only | 79% | 66 / 84 | 98% | $225K | 65 |
| 4 | Freedom Mortgage Corporation | 70% | 45 / 64 | 93% | $235K | 42 |
| 5 | New Day Financial, LLC | 36% | 20 / 56 | 85% | $235K | 17 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 111 more lenders.
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You are seeing the 5 largest cash-out refinance lenders in Franklin County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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