HomePennsylvaniaWestmoreland CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Westmoreland County, Pennsylvania

Fat Boy Data analyzed cash-out refinance activity in Westmoreland County, Pennsylvania to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,504 applications were decided by 145 lenders between 2023 and 2025.

Westmoreland County at a glance

145Active lenders25 with 20+ decisions
64.8%Market approval rate1,622 of 2,504 decided
$125KTypical loanmedian lender, $10K brackets
95%Borrower take-up1,540 loans funded

How Westmoreland County compares

Approval rate compared
Westmoreland County64.8%Pennsylvania66.1%All 616 counties68.2%
Typical loan compared
Westmoreland County$125KPennsylvania$145KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Westmoreland County, PA, 458 of them.

That is 30% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

S&T Bank approved the highest share of applications among lenders with at least 20 decisions here, 97% of 65.

The typical cash-out refinance here is $125K, 14% smaller than the Pennsylvania typical of $145K.

Approval rate of all 25 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 23% approved of 48Amerisave Mortgage Corporation: 27% approved of 203Carrington Mortgage Services, LLC: 38% approved of 63American Financing Corporation: 38% approved of 26New Day Financial, LLC: 39% approved of 72Lakeview Loan Servicing, LLC: 40% approved of 45New American Funding, LLC: 44% approved of 25Loandepot.Com, LLC: 47% approved of 72Newrez LLC: 49% approved of 65Freedom Mortgage Corporation: 52% approved of 89Mutual of Omaha Mortgage, Inc.: 55% approved of 33GoodLeap, LLC: 59% approved of 34Wells Fargo Bank, National Association: 61% approved of 23KeyBank National Association: 62% approved of 34Village Capital & Investment LLC: 64% approved of 22Rocket Mortgage, LLC: 72% approved of 652Pennymac Loan Services, LLC: 72% approved of 65United Wholesale Mortgage, LLC: 74% approved of 117Nationstar Mortgage LLC: 74% approved of 34Citizens Bank, National Association: 78% approved of 59Mon Valley Community Federal Credit Union: 86% approved of 43The Huntington National Bank: 90% approved of 51Plaza Home Mortgage, Inc.: 93% approved of 28Jlb Corporation: 94% approved of 72S&T Bank: 97% approved of 65

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Westmoreland County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC72%471 / 65297%$125K458
2Amerisave Mortgage Corporation27%54 / 20398%$105K53
3United Wholesale Mortgage, LLCBroker only74%86 / 11795%$185K82
4Freedom Mortgage Corporation52%46 / 8993%$155K43
5Jlb Corporation94%68 / 72100%$195K68

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 140 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Westmoreland County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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