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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Caguas Municipio, Puerto Rico

Fat Boy Data analyzed home improvement loan activity in Caguas Municipio, Puerto Rico to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 14 applications were decided by 3 lenders between 2023 and 2025.

Caguas Municipio at a glance

3Active lenders0 with 20+ decisions
92.9%Market approval rate13 of 14 decided
$85KTypical loanmedian lender, $10K brackets
100%Borrower take-up13 loans funded

How Caguas Municipio compares

Approval rate compared
Caguas Municipio92.9%Puerto Rico72.8%All 616 counties62.7%
Typical loan compared
Caguas Municipio$85KPuerto Rico$105KAll 616 counties$75K

What the data shows

Banco Popular De Puerto Rico made the most home improvement loans in Caguas Municipio, PR, 6 of them.

That is 46% of every home improvement loan originated here, so this market is unusually concentrated in one lender.

Lenders approved 92.9% of home improvement loan applications in Caguas Municipio, PR, 20.1 percentage points above the Puerto Rico rate of 72.8%.

The typical home improvement loan here is $85K, 19% smaller than the Puerto Rico typical of $105K.

Home improvement loan lenders in Caguas Municipio

LenderApprovalApprovedTaken upTypical loanLoans made
1Banco Popular De Puerto RicoLimited sample86%6 / 7100%$85K6
2Firstbank Puerto RicoLimited sample100%6 / 6100%$115K6
3Pentagon Federal Credit UnionLimited sample100%1 / 1100%$65K1

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Other lending data for Caguas Municipio

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