refinance lenders · HMDA 2023–2025

Refinance lenders in Florence County, South Carolina

Fat Boy Data analyzed mortgage refinance activity in Florence County, South Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 814 applications were decided by 102 lenders between 2023 and 2025.

Florence County at a glance

102Active lenders11 with 20+ decisions
77.1%Market approval rate628 of 814 decided
$195KTypical loanmedian lender, $10K brackets
89%Borrower take-up561 loans funded

How Florence County compares

Approval rate compared
Florence County77.1%South Carolina77.9%All 616 counties76.5%
Typical loan compared
Florence County$195KSouth Carolina$285KAll 616 counties$295K

What the data shows

First-Citizens Bank & Trust Company made the most mortgage refinances in Florence County, SC, 58 of them.

Village Capital & Investment LLC approved the highest share of applications among lenders with at least 20 decisions here, 93% of 27.

The typical mortgage refinance here is $195K, 32% smaller than the South Carolina typical of $285K.

Approval rate of all 11 lenders with 20+ decisions here
0%25%50%75%100%Lakeview Loan Servicing, LLC: 40% approved of 20Mortgage Research Center, LLC: 69% approved of 39SouthState Bank, National Association: 71% approved of 24Truist Bank: 75% approved of 36Rocket Mortgage, LLC: 78% approved of 73First Reliance Bank: 85% approved of 27Pennymac Loan Services, LLC: 86% approved of 43First-Citizens Bank & Trust Company: 87% approved of 76United Wholesale Mortgage, LLC: 92% approved of 48Freedom Mortgage Corporation: 93% approved of 67Village Capital & Investment LLC: 93% approved of 27

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Florence County

LenderApprovalApprovedTaken upTypical loanLoans made
1First-Citizens Bank & Trust Company87%66 / 7688%$105K58
2Rocket Mortgage, LLC78%57 / 7389%$195K51
3Freedom Mortgage Corporation93%62 / 6768%$255K42
4United Wholesale Mortgage, LLCBroker only92%44 / 4891%$285K40
5Pennymac Loan Services, LLC86%37 / 4392%$225K34

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 97 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Florence County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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