refinance lenders · HMDA 2023–2025

Refinance lenders in Spartanburg County, South Carolina

Fat Boy Data analyzed mortgage refinance activity in Spartanburg County, South Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,726 applications were decided by 221 lenders between 2023 and 2025.

Spartanburg County at a glance

221Active lenders29 with 20+ decisions
76.4%Market approval rate2,084 of 2,726 decided
$215KTypical loanmedian lender, $10K brackets
92%Borrower take-up1,916 loans funded

How Spartanburg County compares

Approval rate compared
Spartanburg County76.4%South Carolina77.9%All 616 counties76.5%
Typical loan compared
Spartanburg County$215KSouth Carolina$285KAll 616 counties$295K

What the data shows

Rocket Mortgage, LLC made the most mortgage refinances in Spartanburg County, SC, 156 of them.

Mutual of Omaha Mortgage, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 27.

The typical mortgage refinance here is $215K, 25% smaller than the South Carolina typical of $285K.

Approval rate of all 29 lenders with 20+ decisions here
0%25%50%75%100%Truliant Federal Credit Union: 29% approved of 21Discover Bank: 30% approved of 40Navy Federal Credit Union: 45% approved of 20Mortgage Research Center, LLC: 60% approved of 77Lakeview Loan Servicing, LLC: 60% approved of 53Founders Federal Credit Union: 65% approved of 37Bank of America, National Association: 66% approved of 67Royal United Mortgage LLC: 68% approved of 37Truist Bank: 70% approved of 174Milend, Inc.: 72% approved of 25Newrez LLC: 74% approved of 53First-Citizens Bank & Trust Company: 74% approved of 187The Park National Bank: 74% approved of 31S. C. State Federal Credit Union: 75% approved of 28United Community Bank: 75% approved of 101Amerihome Mortgage Company, LLC: 78% approved of 27Rocket Mortgage, LLC: 78% approved of 215Spero Financial Federal Credit Union: 80% approved of 40Planet Home Lending, LLC: 80% approved of 20Pennymac Loan Services, LLC: 82% approved of 108CPM Federal Credit Union: 85% approved of 33United Wholesale Mortgage, LLC: 87% approved of 211Movement Mortgage, LLC: 88% approved of 25Nationstar Mortgage LLC: 89% approved of 27Village Capital & Investment LLC: 91% approved of 55Crosscountry Mortgage, LLC: 94% approved of 33Freedom Mortgage Corporation: 95% approved of 155First Piedmont Federal Savings and Loan Association of Gaffney: 96% approved of 27Mutual of Omaha Mortgage, Inc.: 100% approved of 27

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Spartanburg County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC78%168 / 21593%$215K156
2United Wholesale Mortgage, LLCBroker only87%183 / 21194%$305K172
3First-Citizens Bank & Trust Company74%138 / 18797%$115K134
4Truist Bank70%122 / 17492%$105K112
5Freedom Mortgage Corporation95%147 / 15574%$265K109

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 216 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Spartanburg County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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