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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Knox County, Tennessee

Fat Boy Data analyzed cash-out refinance activity in Knox County, Tennessee to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 7,907 applications were decided by 236 lenders between 2023 and 2025.

Knox County at a glance

236Active lenders50 with 20+ decisions
78.9%Market approval rate6,238 of 7,907 decided
$175KTypical loanmedian lender, $10K brackets
94%Borrower take-up5,850 loans funded

How Knox County compares

Approval rate compared
Knox County78.9%Tennessee71.4%All 616 counties68.2%
Typical loan compared
Knox County$175KTennessee$185KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Knox County, TN, 1,098 of them.

Iserve Residential Lending, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 27.

Lenders approved 78.9% of cash-out refinance applications in Knox County, TN, 7.5 percentage points above the Tennessee rate of 71.4%.

Approval rate of all 50 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 29% approved of 83American Financing Corporation: 33% approved of 48Amerisave Mortgage Corporation: 34% approved of 311Spring Eq, LLC: 44% approved of 25Carrington Mortgage Services, LLC: 48% approved of 141Lakeview Loan Servicing, LLC: 48% approved of 75New Day Financial, LLC: 49% approved of 90Amerihome Mortgage Company, LLC: 50% approved of 24Newrez LLC: 53% approved of 109Wells Fargo Bank, National Association: 58% approved of 53Village Capital & Investment LLC: 65% approved of 31New American Funding, LLC: 66% approved of 50Loandepot.Com, LLC: 67% approved of 162Regions Bank: 69% approved of 51Mutual of Omaha Mortgage, Inc.: 72% approved of 61Pennymac Loan Services, LLC: 72% approved of 219Flagstar Bank, National Association: 73% approved of 30Navy Federal Credit Union: 73% approved of 64Sun West Mortgage Company, Inc.: 74% approved of 39Cardinal Financial Company, Limited Partnership: 75% approved of 32Advantagefirst Lending Inc.: 75% approved of 20Freedom Mortgage Corporation: 76% approved of 230First Horizon Bank: 76% approved of 50Equity Prime Mortgage LLC: 78% approved of 23U.S. Bank National Association: 80% approved of 35Y-12 Federal Credit Union: 80% approved of 388Ornl: 81% approved of 648U. T. Federal Credit Union: 82% approved of 39GoodLeap, LLC: 82% approved of 62Mortgage Investors Group, Inc.: 83% approved of 110Stockton Mortgage Corporation: 83% approved of 24United Wholesale Mortgage, LLC: 84% approved of 290Rocket Mortgage, LLC: 85% approved of 1,330Fairway Independent Mortgage Corporation: 86% approved of 28JPMorgan Chase Bank, National Association: 86% approved of 28Consumer Credit Union: 86% approved of 21Nationstar Mortgage LLC: 87% approved of 127The Federal Savings Bank: 88% approved of 32Crosscountry Mortgage, LLC: 88% approved of 43Truist Bank: 89% approved of 38Movement Mortgage, LLC: 90% approved of 48Nations Lending Corporation: 90% approved of 21Knoxville Tva Employees Credit Union: 92% approved of 1,246American Financial Network, Inc.: 92% approved of 26Coastal Community Bank: 94% approved of 33Enrichment: 96% approved of 54Reliance First Capital, LLC: 97% approved of 69Knoxville Teachers Federal Credit Union: 99% approved of 154First Community Mortgage, Inc.: 100% approved of 208Iserve Residential Lending, LLC: 100% approved of 27

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Knox County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC85%1,129 / 1,33097%$175K1,098
2Knoxville Tva Employees Credit Union92%1,145 / 1,24694%$75K1,074
3Ornl81%526 / 64883%$105K439
4Y-12 Federal Credit Union80%312 / 38898%$135K307
5Amerisave Mortgage Corporation34%105 / 31195%$135K100

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 231 more lenders.

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