Home improvement loan lenders in Rutherford County, Tennessee
Fat Boy Data analyzed home improvement loan activity in Rutherford County, Tennessee to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,789 applications were decided by 113 lenders between 2023 and 2025.
Rutherford County at a glance
How Rutherford County compares
What the data shows
Ascend Federal Credit Union made the most home improvement loans in Rutherford County, TN, 333 of them.
Lawrence Bank approved the highest share of applications among lenders with at least 20 decisions here, 97% of 29.
No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Home improvement loan lenders in Rutherford County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Regions Bank | 59% | 303 / 515 | 90% | $65K | 273 |
| 2 | Ascend Federal Credit Union | 79% | 363 / 460 | 92% | $75K | 333 |
| 3 | Bank of America, National Association | 42% | 143 / 338 | 99% | $85K | 141 |
| 4 | Redstone Federal Credit Union | 66% | 184 / 278 | 92% | $55K | 169 |
| 5 | First Horizon Bank | 52% | 128 / 244 | 97% | $95K | 124 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 108 more lenders.
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You are seeing the 5 largest home improvement loan lenders in Rutherford County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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