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investment property lenders · HMDA 2023–2025

Investment property lenders in Shelby County, Tennessee

Fat Boy Data analyzed investment property mortgage activity in Shelby County, Tennessee to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 6,034 applications were decided by 331 lenders between 2023 and 2025.

Shelby County at a glance

331Active lenders59 with 20+ decisions
89.6%Market approval rate5,408 of 6,034 decided
$125KTypical loanmedian lender, $10K brackets
96%Borrower take-up5,173 loans funded

How Shelby County compares

Approval rate compared
Shelby County89.6%Tennessee89.9%All 616 counties87.5%
Typical loan compared
Shelby County$125KTennessee$225KAll 616 counties$255K

What the data shows

Pinnacle Bank made the most investment property mortgages in Shelby County, TN, 531 of them.

Guild Mortgage Company LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 65.

The typical investment property mortgage here is $125K, 44% smaller than the Tennessee typical of $225K.

Approval rate of all 59 lenders with 20+ decisions here
0%25%50%75%100%Rpe Home Inc.: 10% approved of 21Lendingone, LLC: 40% approved of 83Bank of America, National Association: 57% approved of 21Navy Federal Credit Union: 59% approved of 44Regions Bank: 64% approved of 28Wells Fargo Bank, National Association: 67% approved of 27Pennymac Loan Services, LLC: 67% approved of 21Bank of Bartlett: 72% approved of 157Kind Lending, LLC: 79% approved of 24Neighborhood Loans, Inc.: 80% approved of 527Deephaven Mortgage LLC: 80% approved of 41Rocket Mortgage, LLC: 81% approved of 75Cv3 Financial Services, LLC: 82% approved of 66JPMorgan Chase Bank, National Association: 82% approved of 28Mutual of Omaha Mortgage, Inc.: 86% approved of 22United Wholesale Mortgage, LLC: 87% approved of 174Ocmbc, Inc.: 89% approved of 35Nexera Holding LLC: 89% approved of 27Loan Funder LLC: 89% approved of 73American Heritage Lending, LLC: 90% approved of 29Kiavi Funding, Inc.: 90% approved of 448Cadence Bank: 90% approved of 60Trustmark Bank: 90% approved of 21Angel Oak Mortgage Solutions LLC: 90% approved of 21Securitynational Mortgage Company: 91% approved of 106First Community Mortgage, Inc.: 92% approved of 25Bpl Mortgage, LLC: 92% approved of 225First Colony Mortgage Corporation: 92% approved of 40Cmg Mortgage, Inc.: 93% approved of 27Civic Financial Services, LLC: 93% approved of 30Lima One Capital, LLC: 93% approved of 92Community Mortgage Corporation: 95% approved of 91Northpointe Bank: 95% approved of 22Evolve Bank & Trust: 96% approved of 149The Bank of Fayette County: 96% approved of 54Newrez LLC: 96% approved of 27Brighton Bank: 97% approved of 29Pinnacle Bank: 97% approved of 557Mortgage Investors Group, Inc.: 97% approved of 36Renasant Bank: 97% approved of 74First Horizon Bank: 97% approved of 37Independent Bank: 97% approved of 37Patriot Bank: 97% approved of 75Guaranteed Rate, Inc.: 98% approved of 80Orion Federal Credit Union: 98% approved of 82Community Bank of Mississippi: 98% approved of 45Simmons Bank: 98% approved of 54Planters Bank & Trust Company: 98% approved of 64Paragon Bank: 99% approved of 125Crosscountry Mortgage, LLC: 99% approved of 290Guild Mortgage Company LLC: 100% approved of 65Amwest Funding Corp.: 100% approved of 56Guaranty Bank And Trust Company: 100% approved of 50Highlands Residential Mortgage, Ltd.: 100% approved of 34INSOUTH Bank: 100% approved of 31Geneva Financial, LLC: 100% approved of 29Bartlett Mortgage, Inc.: 100% approved of 28Dominion Financial Services, LLC: 100% approved of 24Bank of Holly Springs: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property lenders in Shelby County

LenderApprovalApprovedTaken upTypical loanLoans made
1Pinnacle Bank97%538 / 55799%$105K531
2Neighborhood Loans, Inc.80%423 / 52799%$115K418
3Kiavi Funding, Inc.90%402 / 44894%$135K378
4Crosscountry Mortgage, LLC99%288 / 29099%$125K286
5Bpl Mortgage, LLC92%208 / 22588%$85K182

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 326 more lenders.

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You are seeing the 5 largest investment property mortgage lenders in Shelby County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for Shelby County

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Nearby markets

All lending in Shelby CountyCounty overviewInvestment property purchase across TennesseeStatewide