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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Collin County, Texas

Fat Boy Data analyzed cash-out refinance activity in Collin County, Texas to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 11,357 applications were decided by 362 lenders between 2023 and 2025.

Collin County at a glance

362Active lenders63 with 20+ decisions
71.6%Market approval rate8,129 of 11,357 decided
$265KTypical loanmedian lender, $10K brackets
93%Borrower take-up7,525 loans funded

How Collin County compares

Approval rate compared
Collin County71.6%Texas66.8%All 616 counties68.2%
Typical loan compared
Collin County$265KTexas$185KAll 616 counties$155K

What the data shows

Credit Union of Texas made the most cash-out refinances in Collin County, TX, 1,566 of them.

Highlands Residential Mortgage, Ltd. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 34.

The typical cash-out refinance here is $265K, 43% larger than the Texas typical of $185K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Network Capital Funding Corporation: 14% approved of 35Lakeview Loan Servicing, LLC: 24% approved of 159Pentagon Federal Credit Union: 26% approved of 31Carrington Mortgage Services, LLC: 33% approved of 115Amerisave Mortgage Corporation: 33% approved of 267Spring Eq, LLC: 38% approved of 52Navy Federal Credit Union: 41% approved of 59American Financing Corporation: 44% approved of 63Texans: 45% approved of 597Wells Fargo Bank, National Association: 51% approved of 174Prosperity Bank: 52% approved of 21Newrez LLC: 53% approved of 284Texas Mortgage Lending, LLC: 57% approved of 51Zions Bancorporation, N.A.: 57% approved of 21Eecu: 59% approved of 34Gateway First Bank: 59% approved of 27Mutual of Omaha Mortgage, Inc.: 62% approved of 34Certified Funding, L.P.: 62% approved of 53New American Funding, LLC: 64% approved of 67Pennymac Loan Services, LLC: 66% approved of 231Intouch Credit Union: 67% approved of 55Flagstar Bank, National Association: 68% approved of 37Network Funding, L.P.: 68% approved of 170Loandepot.Com, LLC: 69% approved of 247Datcu: 69% approved of 45Fairway Independent Mortgage Corporation: 70% approved of 50Freedom Mortgage Corporation: 72% approved of 101Sfmc, Lp: 73% approved of 26GoodLeap, LLC: 73% approved of 75Sofi Bank, N.A.tional Association: 73% approved of 30Plaza Home Mortgage, Inc.: 74% approved of 23Amerihome Mortgage Company, LLC: 74% approved of 27Onity Mortgage Corporation: 75% approved of 56Credit Union of Texas: 76% approved of 2,246Kind Lending, LLC: 76% approved of 29Rocket Mortgage, LLC: 77% approved of 1,774Southwest Airlines Federal Credit Union: 77% approved of 30Guild Mortgage Company LLC: 78% approved of 45Sunflower Bank, National Association: 81% approved of 26United Wholesale Mortgage, LLC: 81% approved of 445Primelending, A Plainscapital Company: 83% approved of 64JPMorgan Chase Bank, National Association: 84% approved of 191Randolph-Brooks Federal Credit Union: 84% approved of 1,097Bank of America, National Association: 85% approved of 71Everett Financial, Inc.: 86% approved of 57Nationstar Mortgage LLC: 86% approved of 215Ark-La-Tex Financial Services, LLC.: 86% approved of 36Cardinal Financial Company, Limited Partnership: 88% approved of 24Planet Home Lending, LLC: 88% approved of 33Guaranteed Rate, Inc.: 89% approved of 27Crosscountry Mortgage, LLC: 90% approved of 41Cmg Mortgage, Inc.: 91% approved of 64NexBank: 91% approved of 22Amwest Funding Corp.: 92% approved of 40Nfm, Inc.: 94% approved of 49First United Bank and Trust Company: 95% approved of 21Ocmbc, Inc.: 96% approved of 24United Mortgage Corp.: 96% approved of 25Paramount Residential Mortgage Group, Inc.: 96% approved of 26Highlands Residential Mortgage, Ltd.: 100% approved of 34

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Collin County

LenderApprovalApprovedTaken upTypical loanLoans made
1Credit Union of Texas76%1,696 / 2,24692%$105K1,566
2Rocket Mortgage, LLC77%1,360 / 1,77497%$265K1,314
3Randolph-Brooks Federal Credit Union84%926 / 1,09788%$105K812
4Texans45%271 / 59773%$105K197
5United Wholesale Mortgage, LLCBroker only81%362 / 44596%$355K349

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 357 more lenders.

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Other lending data for Collin County

Mortgage lenders in Collin CountyHome improvement loans in Collin CountyRefinance in Collin CountyInvestment property purchase in Collin CountyInvestment cash-out refinance in Collin CountyInvestment refinance in Collin CountyInvestment home improvement in Collin County

Nearby markets

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