HomeTexasGuadalupe CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Guadalupe County, Texas

Fat Boy Data analyzed cash-out refinance activity in Guadalupe County, Texas to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,750 applications were decided by 141 lenders between 2023 and 2025.

Guadalupe County at a glance

141Active lenders15 with 20+ decisions
76.4%Market approval rate2,100 of 2,750 decided
$65KTypical loanmedian lender, $10K brackets
92%Borrower take-up1,931 loans funded

How Guadalupe County compares

Approval rate compared
Guadalupe County76.4%Texas66.8%All 616 counties68.2%
Typical loan compared
Guadalupe County$65KTexas$185KAll 616 counties$155K

What the data shows

Randolph-Brooks Federal Credit Union made the most cash-out refinances in Guadalupe County, TX, 1,275 of them.

That is 66% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Randolph-Brooks Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 85% of 1,654.

Lenders approved 76.4% of cash-out refinance applications in Guadalupe County, TX, 9.6 percentage points above the Texas rate of 66.8%.

The typical cash-out refinance here is $65K, 65% smaller than the Texas typical of $185K.

Approval rate of all 15 lenders with 20+ decisions here
0%25%50%75%100%Lakeview Loan Servicing, LLC: 11% approved of 35American Financing Corporation: 27% approved of 22Amerisave Mortgage Corporation: 30% approved of 63Carrington Mortgage Services, LLC: 33% approved of 39Newrez LLC: 43% approved of 47Pennymac Loan Services, LLC: 60% approved of 42United Wholesale Mortgage, LLC: 60% approved of 48Wells Fargo Bank, National Association: 62% approved of 34Security Service Federal Credit Union: 67% approved of 49Nationstar Mortgage LLC: 74% approved of 46Freedom Mortgage Corporation: 74% approved of 23Rocket Mortgage, LLC: 74% approved of 266GoodLeap, LLC: 76% approved of 25Loandepot.Com, LLC: 78% approved of 36Randolph-Brooks Federal Credit Union: 85% approved of 1,654

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Guadalupe County

LenderApprovalApprovedTaken upTypical loanLoans made
1Randolph-Brooks Federal Credit Union85%1,406 / 1,65491%$65K1,275
2Rocket Mortgage, LLC74%198 / 26697%$215K192
3Amerisave Mortgage Corporation30%19 / 63100%$205K19
4Security Service Federal Credit Union67%33 / 4994%$185K31
5United Wholesale Mortgage, LLCBroker only60%29 / 4897%$295K28

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 136 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Guadalupe County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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