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investment property improvement lenders · HMDA 2023–2025

Investment property improvement lenders in Harris County, Texas

Fat Boy Data analyzed investment home improvement loan activity in Harris County, Texas to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 808 applications were decided by 112 lenders between 2023 and 2025.

Harris County at a glance

112Active lenders12 with 20+ decisions
42.3%Market approval rate342 of 808 decided
$175KTypical loanmedian lender, $10K brackets
94%Borrower take-up323 loans funded

How Harris County compares

Approval rate compared
Harris County42.3%Texas52.0%All 616 counties51.2%
Typical loan compared
Harris County$175KTexas$125KAll 616 counties$115K

What the data shows

Abl Rpc Residential Credit Acquisition LLC made the most investment home improvement loans in Harris County, TX, 50 of them.

Sundae Funding, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 24.

Lenders approved 42.3% of investment home improvement loan applications in Harris County, TX, 9.7 percentage points below the Texas rate of 52.0%.

The typical investment home improvement loan here is $175K, 40% larger than the Texas typical of $125K.

No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 12 lenders with 20+ decisions here
0%25%50%75%100%Navy Federal Credit Union: 0% approved of 44Bank of America, National Association: 8% approved of 145Regions Bank: 14% approved of 22Wells Fargo Bank, National Association: 17% approved of 24Kind Lending, LLC: 52% approved of 44Deephaven Mortgage LLC: 55% approved of 53JPMorgan Chase Bank, National Association: 56% approved of 43Rocket Mortgage, LLC: 63% approved of 27Homebridge Financial Services, Inc.: 66% approved of 32Prosperity Bank: 86% approved of 21Abl Rpc Residential Credit Acquisition LLC: 89% approved of 56Sundae Funding, Inc.: 100% approved of 24

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property improvement lenders in Harris County

LenderApprovalApprovedTaken upTypical loanLoans made
1Bank of America, National Association8%11 / 14582%$105K9
2Abl Rpc Residential Credit Acquisition LLC89%50 / 56100%$395K50
3Deephaven Mortgage LLC55%29 / 5397%$175K28
4Kind Lending, LLC52%23 / 44100%$205K23
5Navy Federal Credit Union0%0 / 440

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 107 more lenders.

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You are seeing the 5 largest investment home improvement loan lenders in Harris County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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