Investment property cash-out lenders in McLennan County, Texas
Fat Boy Data analyzed investment cash-out refinance activity in McLennan County, Texas to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 321 applications were decided by 89 lenders between 2023 and 2025.
McLennan County at a glance
How McLennan County compares
What the data shows
The First National Bank of McGregor made the most investment cash-out refinances in McLennan County, TX, 49 of them.
The First National Bank of McGregor approved the highest share of applications among lenders with at least 20 decisions here, 96% of 51.
Lenders approved 80.1% of investment cash-out refinance applications in McLennan County, TX, 8.6 percentage points above the Texas rate of 71.4%.
The typical investment cash-out refinance here is $125K, 32% smaller than the Texas typical of $185K.
Investment property cash-out lenders in McLennan County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | The First National Bank of McGregor | 96% | 49 / 51 | 100% | $125K | 49 |
| 2 | Alliance Bank Central Texas | 91% | 32 / 35 | 91% | $105K | 29 |
| 3 | United Wholesale Mortgage, LLCBroker only | 82% | 18 / 22 | 100% | $145K | 18 |
| 4 | American Bank, National AssociationLimited sample | 93% | 14 / 15 | 100% | $95K | 14 |
| 5 | Homexpress Mortgage Corp.Broker only | 50% | 5 / 10 | 100% | $175K | 5 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 84 more lenders.
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