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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Arlington County, Virginia

Fat Boy Data analyzed cash-out refinance activity in Arlington County, Virginia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 682 applications were decided by 128 lenders between 2023 and 2025.

Arlington County at a glance

128Active lenders6 with 20+ decisions
78.3%Market approval rate534 of 682 decided
$255KTypical loanmedian lender, $10K brackets
96%Borrower take-up511 loans funded

How Arlington County compares

Approval rate compared
Arlington County78.3%Virginia69.7%All 616 counties68.2%
Typical loan compared
Arlington County$255KVirginia$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Arlington County, VA, 85 of them.

Wright Patman Congressional Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 93% of 30.

Lenders approved 78.3% of cash-out refinance applications in Arlington County, VA, 8.6 percentage points above the Virginia rate of 69.7%.

The typical cash-out refinance here is $255K, 31% larger than the Virginia typical of $195K.

Approval rate of all 6 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 28% approved of 25Navy Federal Credit Union: 68% approved of 47United Wholesale Mortgage, LLC: 69% approved of 29Rocket Mortgage, LLC: 92% approved of 97Bank-Fund Staff Federal Credit Union: 92% approved of 51Wright Patman Congressional Federal Credit Union: 93% approved of 30

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Arlington County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC92%89 / 9796%$155K85
2Bank-Fund Staff Federal Credit Union92%47 / 5194%$255K44
3Navy Federal Credit Union68%32 / 4794%$255K30
4Wright Patman Congressional Federal Credit Union93%28 / 3096%$155K27
5United Wholesale Mortgage, LLCBroker only69%20 / 29100%$535K20

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 123 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Arlington County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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