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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Loudoun County, Virginia

Fat Boy Data analyzed cash-out refinance activity in Loudoun County, Virginia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,493 applications were decided by 228 lenders between 2023 and 2025.

Loudoun County at a glance

228Active lenders33 with 20+ decisions
72.2%Market approval rate3,246 of 4,493 decided
$185KTypical loanmedian lender, $10K brackets
96%Borrower take-up3,102 loans funded

How Loudoun County compares

Approval rate compared
Loudoun County72.2%Virginia69.7%All 616 counties68.2%
Typical loan compared
Loudoun County$185KVirginia$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Loudoun County, VA, 860 of them.

That is 28% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Atlantic Coast Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 24.

Approval rate of all 33 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 15% approved of 26Lakeview Loan Servicing, LLC: 17% approved of 42Pentagon Federal Credit Union: 27% approved of 33Carrington Mortgage Services, LLC: 29% approved of 80Amerisave Mortgage Corporation: 31% approved of 259Spring Eq, LLC: 50% approved of 62Village Capital & Investment LLC: 50% approved of 20Mutual of Omaha Mortgage, Inc.: 55% approved of 31Newrez LLC: 57% approved of 162Flagstar Bank, National Association: 60% approved of 45State Employees Credit Union of Maryland, Incorporated: 60% approved of 20Nextmark: 61% approved of 77Quorum Federal Credit Union: 62% approved of 21TOWER Federal Credit Union: 66% approved of 85New American Funding, LLC: 68% approved of 22Loandepot.Com, LLC: 72% approved of 124Wells Fargo Bank, National Association: 72% approved of 43U.S. Bank National Association: 73% approved of 22Northwest Federal Credit Union: 74% approved of 411United Wholesale Mortgage, LLC: 74% approved of 215First Technology: 77% approved of 35Pennymac Loan Services, LLC: 78% approved of 153Navy Federal Credit Union: 78% approved of 314Nationstar Mortgage LLC: 79% approved of 71Atlantic Union Bank: 80% approved of 25Freedom Mortgage Corporation: 81% approved of 77Truist Bank: 84% approved of 32Bank-Fund Staff Federal Credit Union: 88% approved of 74Rocket Mortgage, LLC: 88% approved of 1,017Wright Patman Congressional Federal Credit Union: 91% approved of 33Crosscountry Mortgage, LLC: 95% approved of 22Coastal Community Bank: 100% approved of 32Atlantic Coast Mortgage, LLC: 100% approved of 24

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Loudoun County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC88%894 / 1,01796%$145K860
2Northwest Federal Credit Union74%304 / 41199%$105K301
3Navy Federal Credit Union78%246 / 31499%$185K243
4Amerisave Mortgage Corporation31%81 / 25999%$155K80
5United Wholesale Mortgage, LLCBroker only74%160 / 21594%$405K151

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 223 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Loudoun County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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