HomeVirginiaSpotsylvania CountyInvestment cash-out refinance
investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Spotsylvania County, Virginia

Fat Boy Data analyzed investment cash-out refinance activity in Spotsylvania County, Virginia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 90 applications were decided by 51 lenders between 2023 and 2025.

Spotsylvania County at a glance

51Active lenders0 with 20+ decisions
66.7%Market approval rate60 of 90 decided
$205KTypical loanmedian lender, $10K brackets
97%Borrower take-up58 loans funded

How Spotsylvania County compares

Approval rate compared
Spotsylvania County66.7%Virginia69.8%All 616 counties73.1%
Typical loan compared
Spotsylvania County$205KVirginia$185KAll 616 counties$205K

What the data shows

Rocket Mortgage, LLC made the most investment cash-out refinances in Spotsylvania County, VA, 4 of them.

The typical investment cash-out refinance here is $205K, 11% larger than the Virginia typical of $185K.

Investment property cash-out lenders in Spotsylvania County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only82%9 / 11100%$295K9
2Amerisave Mortgage CorporationLimited sample33%2 / 6100%$45K2
3Rocket Mortgage, LLCLimited sample80%4 / 5100%$205K4
4Pennymac Loan Services, LLCLimited sample25%1 / 4100%$165K1
5Newrez LLCLimited sample25%1 / 4100%$205K1

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 46 more lenders.

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You are seeing the 5 largest investment cash-out refinance lenders in Spotsylvania County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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