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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Stafford County, Virginia

Fat Boy Data analyzed home purchase mortgage activity in Stafford County, Virginia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 7,345 applications were decided by 329 lenders between 2023 and 2025.

Stafford County at a glance

329Active lenders65 with 20+ decisions
88.1%Market approval rate6,468 of 7,345 decided
$475KTypical loanmedian lender, $10K brackets
98%Borrower take-up6,308 loans funded

How Stafford County compares

Approval rate compared
Stafford County88.1%Virginia92.1%All 616 counties87.6%
Typical loan compared
Stafford County$475KVirginia$415KAll 616 counties$335K

What the data shows

Atlantic Coast Mortgage, LLC made the most home purchase mortgages in Stafford County, VA, 403 of them.

Atlantic Bay Mortgage Group, L.L.C. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 72.

The typical home purchase mortgage here is $475K, 14% larger than the Virginia typical of $415K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Vanderbilt Mortgage and Finance, Inc.: 14% approved of 9221St Mortgage Corporation: 22% approved of 112K. Hovnanian American Mortgage, L.L.C.: 63% approved of 27Pentagon Federal Credit Union: 66% approved of 96Bank of America, National Association: 71% approved of 62USAA Federal Savings Bank: 73% approved of 56First Equity Mortgage Incorporated: 76% approved of 102NVR Mortgage Finance, Inc.: 79% approved of 505Pennymac Loan Services, LLC: 79% approved of 76Sierra Pacific Mortgage Company, Inc.: 83% approved of 29City Lending Inc.: 83% approved of 99Navy Federal Credit Union: 83% approved of 320Rocket Mortgage, LLC: 85% approved of 278Kind Lending, LLC: 86% approved of 100JPMorgan Chase Bank, National Association: 87% approved of 31Freedom Mortgage Corporation: 88% approved of 82Truist Bank: 88% approved of 78Guild Mortgage Company LLC: 88% approved of 26Lower, LLC: 89% approved of 54Presidential Bank, FSB: 89% approved of 27American Financial Network, Inc.: 89% approved of 47United Wholesale Mortgage, LLC: 90% approved of 359Newrez LLC: 90% approved of 42Wells Fargo Bank, National Association: 91% approved of 43Mortgage Research Center, LLC: 91% approved of 276Vellum Mortgage, Inc.: 91% approved of 56New American Funding, LLC: 91% approved of 34Homeamerican Mortgage Corporation: 91% approved of 69Alcova Mortgage LLC: 92% approved of 36Loandepot.Com, LLC: 92% approved of 26The Freedom Bank of Virginia: 92% approved of 40Nations Direct Mortgage, LLC: 93% approved of 27Ameris Bank: 95% approved of 80First Home Mortgage Corporation: 96% approved of 25Plains Commerce Bank: 96% approved of 26Nfm, Inc.: 97% approved of 58Atlantic Union Bank: 97% approved of 29Cmg Mortgage, Inc.: 97% approved of 296Guaranteed Rate, Inc.: 97% approved of 156First Heritage Mortgage, LLC: 97% approved of 97United Bank: 97% approved of 34Summit Funding, Inc.: 97% approved of 34Integrity Home Mortgage Corporation: 97% approved of 34Intercoastal Mortgage, LLC: 97% approved of 104Manufacturers and Traders Trust Company: 97% approved of 70Crosscountry Mortgage, LLC: 97% approved of 77Prosperity Home Mortgage, LLC: 98% approved of 92Movement Mortgage, LLC: 98% approved of 353Union Home Mortgage Corp.: 98% approved of 51Atlantic Coast Mortgage, LLC: 98% approved of 420Embrace Home Loans, Inc.: 98% approved of 121Dhi Mortgage Company, Ltd.: 98% approved of 61Fairway Independent Mortgage Corporation: 99% approved of 148Atlantic Bay Mortgage Group, L.L.C.: 100% approved of 72First Savings Mortgage Corporation: 100% approved of 66Guaranteed Rate Affinity, LLC: 100% approved of 48Moria Development, Inc.: 100% approved of 40Bay Equity LLC: 100% approved of 36Jams-01, Inc.: 100% approved of 35TowneBank: 100% approved of 31

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Stafford County

LenderApprovalApprovedTaken upTypical loanLoans made
1NVR Mortgage Finance, Inc.79%397 / 505100%$565K397
2Atlantic Coast Mortgage, LLC98%413 / 42098%$475K403
3United Wholesale Mortgage, LLCBroker only90%323 / 35999%$475K319
4Movement Mortgage, LLC98%346 / 35392%$465K319
5Navy Federal Credit Union83%267 / 32098%$515K263

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 324 more lenders.

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You are seeing the 5 largest home purchase mortgage lenders in Stafford County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for Stafford County

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Nearby markets

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