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investment property improvement lenders · HMDA 2023–2025

Investment property improvement lenders in Pierce County, Washington

Fat Boy Data analyzed investment home improvement loan activity in Pierce County, Washington to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 766 applications were decided by 69 lenders between 2023 and 2025.

Pierce County at a glance

69Active lenders11 with 20+ decisions
54.3%Market approval rate416 of 766 decided
$105KTypical loanmedian lender, $10K brackets
92%Borrower take-up384 loans funded

How Pierce County compares

Approval rate compared
Pierce County54.3%Washington54.5%All 616 counties51.2%
Typical loan compared
Pierce County$105KWashington$105KAll 616 counties$115K

What the data shows

Boeing Employees Credit Union made the most investment home improvement loans in Pierce County, WA, 101 of them.

That is 26% of every investment home improvement loan originated here, so this market is unusually concentrated in one lender.

Eastside Funding, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 107.

No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 11 lenders with 20+ decisions here
0%25%50%75%100%Bank of America, National Association: 6% approved of 35U.S. Bank National Association: 10% approved of 21Navy Federal Credit Union: 12% approved of 41Spring Eq, LLC: 17% approved of 24Columbia Bank: 30% approved of 23Banner Bank: 48% approved of 25Sound Credit Union: 51% approved of 45Boeing Employees Credit Union: 52% approved of 204Figure Lending LLC: 65% approved of 20Homebridge Financial Services, Inc.: 90% approved of 21Eastside Funding, LLC: 100% approved of 107

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property improvement lenders in Pierce County

LenderApprovalApprovedTaken upTypical loanLoans made
1Boeing Employees Credit Union52%106 / 20495%$105K101
2Eastside Funding, LLC100%107 / 10793%$65K99
3Sound Credit Union51%23 / 4583%$75K19
4Navy Federal Credit Union12%5 / 41100%$95K5
5Bank of America, National Association6%2 / 35100%$55K2

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 64 more lenders.

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You are seeing the 5 largest investment home improvement loan lenders in Pierce County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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