refinance lenders · HMDA 2023–2025

Refinance lenders in Spokane County, Washington

Fat Boy Data analyzed mortgage refinance activity in Spokane County, Washington to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,799 applications were decided by 215 lenders between 2023 and 2025.

Spokane County at a glance

215Active lenders41 with 20+ decisions
79.2%Market approval rate3,799 of 4,799 decided
$315KTypical loanmedian lender, $10K brackets
94%Borrower take-up3,563 loans funded

How Spokane County compares

Approval rate compared
Spokane County79.2%Washington79.5%All 616 counties76.5%
Typical loan compared
Spokane County$315KWashington$455KAll 616 counties$295K

What the data shows

Spokane Teachers made the most mortgage refinances in Spokane County, WA, 756 of them.

Canopy Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 26.

The typical mortgage refinance here is $315K, 31% smaller than the Washington typical of $455K.

Approval rate of all 41 lenders with 20+ decisions here
0%25%50%75%100%American Financing Corporation: 0% approved of 20Discover Bank: 41% approved of 99Lakeview Loan Servicing, LLC: 43% approved of 91Third Federal Savings And Loan Association Of Cleveland: 49% approved of 37Horizon Fiscu: 55% approved of 62Washington State Employees Credit Union: 55% approved of 56Spring Eq, LLC: 58% approved of 26First Interstate Bank: 59% approved of 63Mortgage Research Center, LLC: 61% approved of 77Bank of America, National Association: 64% approved of 77Columbia Bank: 65% approved of 72Banner Bank: 68% approved of 47Newrez LLC: 72% approved of 58Boeing Employees Credit Union: 74% approved of 201Onity Mortgage Corporation: 77% approved of 31Loandepot.Com, LLC: 78% approved of 23Rocket Mortgage, LLC: 79% approved of 268Glacier Bank: 80% approved of 44Spokane Teachers: 80% approved of 959Nationstar Mortgage LLC: 82% approved of 22Mutual of Omaha Mortgage, Inc.: 85% approved of 39Washington Trust Bank: 85% approved of 150Idaho Central Credit Union: 86% approved of 105U.S. Bank National Association: 86% approved of 70Planet Home Lending, LLC: 86% approved of 37Movement Mortgage, LLC: 87% approved of 23United Wholesale Mortgage, LLC: 88% approved of 471Sunflower Bank, National Association: 88% approved of 102Guild Mortgage Company LLC: 89% approved of 35JPMorgan Chase Bank, National Association: 91% approved of 33Guaranteed Rate, Inc.: 91% approved of 35Pennymac Loan Services, LLC: 92% approved of 87Fairway Independent Mortgage Corporation: 92% approved of 40Cmg Mortgage, Inc.: 93% approved of 99Village Capital & Investment LLC: 93% approved of 59Finance of America Reverse LLC: 95% approved of 37Freedom Mortgage Corporation: 95% approved of 193Longbridge Financial, LLC: 96% approved of 48American Pacific Mortgage Corporation: 97% approved of 38Crosscountry Mortgage, LLC: 98% approved of 41Canopy Federal Credit Union: 100% approved of 26

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Spokane County

LenderApprovalApprovedTaken upTypical loanLoans made
1Spokane Teachers80%765 / 95999%$105K756
2United Wholesale Mortgage, LLCBroker only88%414 / 47193%$395K383
3Rocket Mortgage, LLC79%213 / 26895%$345K202
4Boeing Employees Credit Union74%148 / 20194%$105K139
5Freedom Mortgage Corporation95%184 / 19379%$365K145

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 210 more lenders.

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