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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Whatcom County, Washington

Fat Boy Data analyzed home purchase mortgage activity in Whatcom County, Washington to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 7,119 applications were decided by 278 lenders between 2023 and 2025.

Whatcom County at a glance

278Active lenders55 with 20+ decisions
91.4%Market approval rate6,508 of 7,119 decided
$445KTypical loanmedian lender, $10K brackets
96%Borrower take-up6,225 loans funded

How Whatcom County compares

Approval rate compared
Whatcom County91.4%Washington91.5%All 616 counties87.6%
Typical loan compared
Whatcom County$445KWashington$485KAll 616 counties$335K

What the data shows

Evergreen Moneysource Mortgage Company made the most home purchase mortgages in Whatcom County, WA, 800 of them.

Guaranteed Rate Affinity, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 49.

Approval rate of all 55 lenders with 20+ decisions here
0%25%50%75%100%21St Mortgage Corporation: 29% approved of 73Credit Human Federal Credit Union: 44% approved of 41Industrial Cu of Whatcom County: 68% approved of 94Wafd Bank: 70% approved of 83USAA Federal Savings Bank: 71% approved of 31Triad Financial Services, Inc.: 72% approved of 89Bank of America, National Association: 76% approved of 42North Coast Credit Union: 77% approved of 31First Fed Bank: 83% approved of 46Kind Lending, LLC: 83% approved of 29Boeing Employees Credit Union: 85% approved of 163U.S. Bank National Association: 87% approved of 84Mortgage Research Center, LLC: 87% approved of 84Peoples Bank: 88% approved of 343Banner Bank: 88% approved of 190KeyBank National Association: 89% approved of 45Rocket Mortgage, LLC: 89% approved of 168Whatcom Educational Credit Union: 89% approved of 599Leaderone Financial Corporation: 90% approved of 68Wells Fargo Bank, National Association: 90% approved of 39Plains Commerce Bank: 91% approved of 23Envoy Mortgage, Ltd: 92% approved of 63Columbia Bank: 92% approved of 38United Wholesale Mortgage, LLC: 93% approved of 370Provident Funding Associates, L.P.: 93% approved of 28Pennymac Loan Services, LLC: 93% approved of 107Bank of the Pacific: 93% approved of 46Navy Federal Credit Union: 94% approved of 50Bay Equity LLC: 94% approved of 34Homeamerican Mortgage Corporation: 94% approved of 35American Pacific Mortgage Corporation: 95% approved of 119Heritage Bank: 95% approved of 20Cmg Mortgage, Inc.: 95% approved of 163Guild Mortgage Company LLC: 95% approved of 278JPMorgan Chase Bank, National Association: 95% approved of 66New American Funding, LLC: 95% approved of 441st Security Bank of Washington: 96% approved of 23Mutual of Omaha Mortgage, Inc.: 96% approved of 24Originpoint LLC: 96% approved of 25Paramount Residential Mortgage Group, Inc.: 96% approved of 25Guaranteed Rate, Inc.: 96% approved of 27The Loan Store, Inc.: 96% approved of 28Homebridge Financial Services, Inc.: 97% approved of 31Newrez LLC: 97% approved of 63Fairway Independent Mortgage Corporation: 97% approved of 99Canopy Mortgage, LLC: 97% approved of 103Movement Mortgage, LLC: 97% approved of 680Crosscountry Mortgage, LLC: 97% approved of 179Residential Wholesale Mortgage, Inc.: 98% approved of 129SaviBank: 98% approved of 44Evergreen Moneysource Mortgage Company: 98% approved of 902Guaranteed Rate Affinity, LLC: 100% approved of 49Cornerstone Capital Bank, Ssb: 100% approved of 24Click N' Close, Inc.: 100% approved of 22Morgan Stanley Private Bank, National Association: 100% approved of 22

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Whatcom County

LenderApprovalApprovedTaken upTypical loanLoans made
1Evergreen Moneysource Mortgage Company98%887 / 90290%$445K800
2Movement Mortgage, LLC97%661 / 68092%$435K606
3Whatcom Educational Credit Union89%536 / 59999%$425K533
4United Wholesale Mortgage, LLCBroker only93%343 / 370100%$475K342
5Peoples Bank88%303 / 34398%$435K298

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 273 more lenders.

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Nearby markets

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