Home improvement loan lenders in Berkeley County, West Virginia
Fat Boy Data analyzed home improvement loan activity in Berkeley County, West Virginia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,361 applications were decided by 77 lenders between 2023 and 2025.
Berkeley County at a glance
How Berkeley County compares
What the data shows
City National Bank of West Virginia made the most home improvement loans in Berkeley County, WV, 228 of them.
That is 30% of every home improvement loan originated here, so this market is unusually concentrated in one lender.
CNB Bank, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 91% of 23.
Only 1 lender here typically writes at or below $35K: CNB Bank, Inc..
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Home improvement loan lenders in Berkeley County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | City National Bank of West Virginia | 63% | 239 / 377 | 95% | $55K | 228 |
| 2 | Navy Federal Credit Union | 69% | 109 / 157 | 97% | $55K | 106 |
| 3 | Truist Bank | 45% | 60 / 133 | 90% | $65K | 54 |
| 4 | Discover Bank | 38% | 30 / 80 | 100% | $55K | 30 |
| 5 | Bank of America, National Association | 20% | 12 / 59 | 100% | $55K | 12 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 72 more lenders.
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You are seeing the 5 largest home improvement loan lenders in Berkeley County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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- Approval and take-up rates
- Typical loan and full range
- Nearest office and distance
- Branch count and how to apply
- How reachable each lender is
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