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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Calhoun County, Alabama

Fat Boy Data analyzed home improvement loan activity in Calhoun County, Alabama to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 784 applications were decided by 55 lenders between 2023 and 2025.

Calhoun County at a glance

55Active lenders8 with 20+ decisions
52.0%Market approval rate408 of 784 decided
$45KTypical loanmedian lender, $10K brackets
89%Borrower take-up365 loans funded

How Calhoun County compares

Approval rate compared
Calhoun County52.0%Alabama62.3%All 616 counties62.7%
Typical loan compared
Calhoun County$45KAlabama$55KAll 616 counties$75K

What the data shows

Regions Bank made the most home improvement loans in Calhoun County, AL, 135 of them.

That is 37% of every home improvement loan originated here, so this market is unusually concentrated in one lender.

America's First approved the highest share of applications among lenders with at least 20 decisions here, 80% of 49.

Lenders approved 52.0% of home improvement loan applications in Calhoun County, AL, 10.3 percentage points below the Alabama rate of 62.3%.

The typical home improvement loan here is $45K, 18% smaller than the Alabama typical of $55K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 8 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 11% approved of 27Bank of America, National Association: 26% approved of 23Truist Bank: 42% approved of 33Regions Bank: 44% approved of 348PNC Bank, National Association: 54% approved of 56Emblem: 65% approved of 46America's First: 80% approved of 49Coastal Community Bank: 100% approved of 23

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Calhoun County

LenderApprovalApprovedTaken upTypical loanLoans made
1Regions Bank44%152 / 34889%$45K135
2PNC Bank, National Association54%30 / 56100%$55K30
3America's First80%39 / 49100%$55K39
4Emblem65%30 / 4690%$45K27
5Truist Bank42%14 / 3393%$55K13

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 50 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Calhoun County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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