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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Etowah County, Alabama

Fat Boy Data analyzed home improvement loan activity in Etowah County, Alabama to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 760 applications were decided by 51 lenders between 2023 and 2025.

Etowah County at a glance

51Active lenders7 with 20+ decisions
59.3%Market approval rate451 of 760 decided
$55KTypical loanmedian lender, $10K brackets
86%Borrower take-up389 loans funded

How Etowah County compares

Approval rate compared
Etowah County59.3%Alabama62.3%All 616 counties62.7%
Typical loan compared
Etowah County$55KAlabama$55KAll 616 counties$75K

What the data shows

Regions Bank made the most home improvement loans in Etowah County, AL, 125 of them.

That is 32% of every home improvement loan originated here, so this market is unusually concentrated in one lender.

River Bank & Trust approved the highest share of applications among lenders with at least 20 decisions here, 91% of 23.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 7 lenders with 20+ decisions here
0%25%50%75%100%PNC Bank, National Association: 29% approved of 45Discover Bank: 32% approved of 22Regions Bank: 50% approved of 266Family Savings Credit Union: 78% approved of 49Emblem: 82% approved of 126River Bank & Trust: 91% approved of 23Coastal Community Bank: 100% approved of 30

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Etowah County

LenderApprovalApprovedTaken upTypical loanLoans made
1Regions Bank50%133 / 26694%$55K125
2Emblem82%103 / 12679%$55K81
3Family Savings Credit Union78%38 / 4984%$55K32
4PNC Bank, National Association29%13 / 4585%$45K11
5Coastal Community Bank100%30 / 3043%$55K13

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 46 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Etowah County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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