HomeAlabamaEtowah CountyInvestment cash-out refinance
investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Etowah County, Alabama

Fat Boy Data analyzed investment cash-out refinance activity in Etowah County, Alabama to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 137 applications were decided by 35 lenders between 2023 and 2025.

Etowah County at a glance

35Active lenders1 with 20+ decisions
78.8%Market approval rate108 of 137 decided
$125KTypical loanmedian lender, $10K brackets
94%Borrower take-up101 loans funded

How Etowah County compares

Approval rate compared
Etowah County78.8%Alabama70.6%All 616 counties73.1%
Typical loan compared
Etowah County$125KAlabama$125KAll 616 counties$205K

What the data shows

Family Savings Credit Union made the most investment cash-out refinances in Etowah County, AL, 56 of them.

That is 55% of every investment cash-out refinance originated here, so this market is unusually concentrated in one lender.

Family Savings Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 56.

Lenders approved 78.8% of investment cash-out refinance applications in Etowah County, AL, 8.2 percentage points above the Alabama rate of 70.6%.

Investment property cash-out lenders in Etowah County

LenderApprovalApprovedTaken upTypical loanLoans made
1Family Savings Credit Union100%56 / 56100%$125K56
2EmblemLimited sample100%14 / 1486%$115K12
3United Wholesale Mortgage, LLCBroker only38%3 / 8100%$75K3
4American Pacific Mortgage CorporationLimited sample67%4 / 6100%$125K4
5Rocket Mortgage, LLCLimited sample20%1 / 5100%$115K1

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 30 more lenders.

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