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refinance lenders · HMDA 2023–2025

Refinance lenders in Houston County, Alabama

Fat Boy Data analyzed mortgage refinance activity in Houston County, Alabama to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,031 applications were decided by 111 lenders between 2023 and 2025.

Houston County at a glance

111Active lenders12 with 20+ decisions
79.5%Market approval rate820 of 1,031 decided
$205KTypical loanmedian lender, $10K brackets
91%Borrower take-up743 loans funded

How Houston County compares

Approval rate compared
Houston County79.5%Alabama77.5%All 616 counties76.5%
Typical loan compared
Houston County$205KAlabama$205KAll 616 counties$295K

What the data shows

Regions Bank made the most mortgage refinances in Houston County, AL, 70 of them.

River Bank & Trust approved the highest share of applications among lenders with at least 20 decisions here, 100% of 24.

Approval rate of all 12 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 42% approved of 45Regions Bank: 66% approved of 115All In Federal Credit Union: 74% approved of 31Rocket Mortgage, LLC: 85% approved of 60Five Star Credit Union: 87% approved of 83Village Capital & Investment LLC: 89% approved of 27Pennymac Loan Services, LLC: 90% approved of 48United Wholesale Mortgage, LLC: 90% approved of 58PeoplesSouth Bank: 90% approved of 20Freedom Mortgage Corporation: 98% approved of 53River Bank & Trust: 100% approved of 24The First National Bank of Hartford: 100% approved of 23

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Houston County

LenderApprovalApprovedTaken upTypical loanLoans made
1Regions Bank66%76 / 11592%$65K70
2Five Star Credit Union87%72 / 8386%$105K62
3Rocket Mortgage, LLC85%51 / 6094%$255K48
4United Wholesale Mortgage, LLCBroker only90%52 / 5887%$275K45
5Freedom Mortgage Corporation98%52 / 5379%$225K41

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 106 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Houston County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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  • Typical loan and full range
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