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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Houston County, Alabama

Fat Boy Data analyzed home purchase mortgage activity in Houston County, Alabama to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,442 applications were decided by 233 lenders between 2023 and 2025.

Houston County at a glance

233Active lenders45 with 20+ decisions
79.3%Market approval rate3,524 of 4,442 decided
$205KTypical loanmedian lender, $10K brackets
95%Borrower take-up3,339 loans funded

How Houston County compares

Approval rate compared
Houston County79.3%Alabama84.2%All 616 counties87.6%
Typical loan compared
Houston County$205KAlabama$265KAll 616 counties$335K

What the data shows

Mortgage Research Center, LLC made the most home purchase mortgages in Houston County, AL, 299 of them.

Troy Bank and Trust Company approved the highest share of applications among lenders with at least 20 decisions here, 100% of 51.

The typical home purchase mortgage here is $205K, 23% smaller than the Alabama typical of $265K.

Approval rate of all 45 lenders with 20+ decisions here
0%25%50%75%100%Credit Human Federal Credit Union: 10% approved of 29Vanderbilt Mortgage and Finance, Inc.: 18% approved of 179Triad Financial Services, Inc.: 21% approved of 10621St Mortgage Corporation: 29% approved of 245FirstBank: 34% approved of 101Five Star Credit Union: 61% approved of 127All In Federal Credit Union: 74% approved of 85BankPlus: 78% approved of 54Navy Federal Credit Union: 79% approved of 68Wells Fargo Bank, National Association: 79% approved of 39Regions Bank: 83% approved of 84United Wholesale Mortgage, LLC: 84% approved of 68Hnb First Bank: 84% approved of 31Dhi Mortgage Company, Ltd.: 84% approved of 32Rocket Mortgage, LLC: 85% approved of 144American Financial Resources, Inc.: 85% approved of 55USAA Federal Savings Bank: 88% approved of 41Pennymac Loan Services, LLC: 89% approved of 61Newrez LLC: 89% approved of 27Ameris Bank: 90% approved of 116Tyndall Federal Credit Union: 90% approved of 49Guaranteed Rate, Inc.: 90% approved of 20Crosscountry Mortgage, LLC: 91% approved of 79Union Home Mortgage Corp.: 91% approved of 69Stockton Mortgage Corporation: 91% approved of 47Synovus Bank: 93% approved of 42Mortgage Research Center, LLC: 94% approved of 324Interlinc Mortgage Services, LLC: 95% approved of 292Movement Mortgage, LLC: 95% approved of 211Cardinal Financial Company, Limited Partnership: 95% approved of 22Renasant Bank: 96% approved of 100Towne Mortgage Company: 96% approved of 27Fairway Independent Mortgage Corporation: 96% approved of 251Envoy Mortgage, Ltd: 96% approved of 57Avadian: 97% approved of 38River Bank & Trust: 98% approved of 46ServisFirst Bank: 98% approved of 53BankSouth: 98% approved of 57Cmg Mortgage, Inc.: 98% approved of 64Troy Bank and Trust Company: 100% approved of 51Southwest Funding, Lp: 100% approved of 30SmartBank: 100% approved of 25Guild Mortgage Company LLC: 100% approved of 22First Federal Bank: 100% approved of 21Trustmark Bank: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Houston County

LenderApprovalApprovedTaken upTypical loanLoans made
1Mortgage Research Center, LLC94%303 / 32499%$255K299
2Interlinc Mortgage Services, LLC95%276 / 29299%$175K274
3Fairway Independent Mortgage Corporation96%242 / 25199%$215K239
421St Mortgage Corporation29%71 / 24594%$135K67
5Movement Mortgage, LLC95%201 / 21181%$185K162

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 228 more lenders.

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