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investment property lenders · HMDA 2023–2025

Investment property lenders in Madison County, Alabama

Fat Boy Data analyzed investment property mortgage activity in Madison County, Alabama to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,199 applications were decided by 257 lenders between 2023 and 2025.

Madison County at a glance

257Active lenders23 with 20+ decisions
89.6%Market approval rate1,970 of 2,199 decided
$185KTypical loanmedian lender, $10K brackets
97%Borrower take-up1,907 loans funded

How Madison County compares

Approval rate compared
Madison County89.6%Alabama88.5%All 616 counties87.5%
Typical loan compared
Madison County$185KAlabama$165KAll 616 counties$255K

What the data shows

Kiavi Funding, Inc. made the most investment property mortgages in Madison County, AL, 135 of them.

SmartBank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 50.

The typical investment property mortgage here is $185K, 12% larger than the Alabama typical of $165K.

Approval rate of all 23 lenders with 20+ decisions here
0%25%50%75%100%Lendingone, LLC: 57% approved of 8321St Mortgage Corporation: 62% approved of 21Wells Fargo Bank, National Association: 75% approved of 28Redstone Federal Credit Union: 77% approved of 90Canopy Mortgage, LLC: 90% approved of 20CB&S Bank, Inc.: 90% approved of 20Rocket Mortgage, LLC: 90% approved of 51FirstBank: 91% approved of 32Regions Bank: 92% approved of 24Lennar Mortgage, LLC: 93% approved of 114Trustmark Bank: 93% approved of 29United Wholesale Mortgage, LLC: 93% approved of 118Kiavi Funding, Inc.: 94% approved of 145Dhi Mortgage Company, Ltd.: 96% approved of 101Cadence Bank: 97% approved of 32Bank Independent: 98% approved of 60SmartBank: 100% approved of 50Bryant Bank: 100% approved of 39River Bank & Trust: 100% approved of 38North Alabama Bank: 100% approved of 36First Jackson Bank, Inc.: 100% approved of 26Heritage Mortgage, LLC: 100% approved of 20The Loan Store, Inc.: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property lenders in Madison County

LenderApprovalApprovedTaken upTypical loanLoans made
1Kiavi Funding, Inc.94%137 / 14599%$165K135
2United Wholesale Mortgage, LLCBroker only93%110 / 11899%$185K109
3Lennar Mortgage, LLC93%106 / 114100%$235K106
4Dhi Mortgage Company, Ltd.96%97 / 101100%$215K97
5Redstone Federal Credit Union77%69 / 9094%$155K65

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 252 more lenders.

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Other lending data for Madison County

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Nearby markets

All lending in Madison CountyCounty overviewInvestment property purchase across AlabamaStatewideLimestone CountyNearby countyMorgan CountyNearby county