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refinance lenders · HMDA 2023–2025

Refinance lenders in Madison County, Alabama

Fat Boy Data analyzed mortgage refinance activity in Madison County, Alabama to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,353 applications were decided by 218 lenders between 2023 and 2025.

Madison County at a glance

218Active lenders41 with 20+ decisions
81.1%Market approval rate4,343 of 5,353 decided
$255KTypical loanmedian lender, $10K brackets
91%Borrower take-up3,959 loans funded

How Madison County compares

Approval rate compared
Madison County81.1%Alabama77.5%All 616 counties76.5%
Typical loan compared
Madison County$255KAlabama$205KAll 616 counties$295K

What the data shows

Redstone Federal Credit Union made the most mortgage refinances in Madison County, AL, 987 of them.

Amerihome Mortgage Company, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 34.

The typical mortgage refinance here is $255K, 24% larger than the Alabama typical of $205K.

Approval rate of all 41 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 0% approved of 24Discover Bank: 27% approved of 83Carrington Mortgage Services, LLC: 37% approved of 30Truist Bank: 55% approved of 33Lakeview Loan Servicing, LLC: 62% approved of 105Mortgage Research Center, LLC: 63% approved of 99Loandepot.Com, LLC: 65% approved of 31PNC Bank, National Association: 68% approved of 127Regions Bank: 69% approved of 480Newrez LLC: 71% approved of 66Milend, Inc.: 71% approved of 42Synovus Bank: 74% approved of 38SouthState Bank, National Association: 74% approved of 31Renasant Bank: 75% approved of 24Bank of America, National Association: 76% approved of 29United Community Bank: 77% approved of 43Royal United Mortgage LLC: 77% approved of 26Navy Federal Credit Union: 79% approved of 29Cadence Bank: 82% approved of 105Redstone Federal Credit Union: 83% approved of 1,264Trustmark Bank: 85% approved of 52Nationstar Mortgage LLC: 86% approved of 35Rocket Mortgage, LLC: 86% approved of 310Bank of Frankewing: 88% approved of 24Wells Fargo Bank, National Association: 88% approved of 34Bryant Bank: 89% approved of 28Guaranteed Rate, Inc.: 90% approved of 20Planet Home Lending, LLC: 90% approved of 71United Wholesale Mortgage, LLC: 90% approved of 426River Bank & Trust: 92% approved of 24Avadian: 92% approved of 50Pennymac Loan Services, LLC: 93% approved of 176Assurance Financial Group, L.L.C.: 93% approved of 28CB&S Bank, Inc.: 95% approved of 38First Colony Mortgage Corporation: 95% approved of 20Bank Independent: 96% approved of 48Gmfs LLC: 96% approved of 24Village Capital & Investment LLC: 98% approved of 92FirstBank: 98% approved of 50Freedom Mortgage Corporation: 98% approved of 308Amerihome Mortgage Company, LLC: 100% approved of 34

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Madison County

LenderApprovalApprovedTaken upTypical loanLoans made
1Redstone Federal Credit Union83%1,046 / 1,26494%$95K987
2Regions Bank69%331 / 48086%$105K284
3United Wholesale Mortgage, LLCBroker only90%385 / 42694%$365K361
4Rocket Mortgage, LLC86%266 / 31089%$305K237
5Freedom Mortgage Corporation98%302 / 30881%$335K244

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 213 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Madison County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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