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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Coconino County, Arizona

Fat Boy Data analyzed home improvement loan activity in Coconino County, Arizona to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,018 applications were decided by 76 lenders between 2023 and 2025.

Coconino County at a glance

76Active lenders13 with 20+ decisions
64.6%Market approval rate658 of 1,018 decided
$105KTypical loanmedian lender, $10K brackets
91%Borrower take-up596 loans funded

How Coconino County compares

Approval rate compared
Coconino County64.6%Arizona65.1%All 616 counties62.7%
Typical loan compared
Coconino County$105KArizona$105KAll 616 counties$75K

What the data shows

OneAZ Credit Union made the most home improvement loans in Coconino County, AZ, 183 of them.

That is 31% of every home improvement loan originated here, so this market is unusually concentrated in one lender.

AMERICA FIRST Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 83% of 47.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 13 lenders with 20+ decisions here
0%25%50%75%100%Spring Eq, LLC: 41% approved of 34U.S. Bank National Association: 43% approved of 23Bank of America, National Association: 46% approved of 68Discover Bank: 48% approved of 29BMO Bank National Association: 50% approved of 20OneAZ Credit Union: 64% approved of 295Zions Bancorporation, N.A.: 67% approved of 79Desert Financial Credit Union: 67% approved of 129Figure Lending LLC: 72% approved of 36Arizona Central Credit Union: 78% approved of 41Navy Federal Credit Union: 78% approved of 23AMERICA FIRST Federal Credit Union: 83% approved of 47Coastal Community Bank: 91% approved of 23

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Coconino County

LenderApprovalApprovedTaken upTypical loanLoans made
1OneAZ Credit Union64%189 / 29597%$105K183
2Desert Financial Credit Union67%87 / 12989%$105K77
3Zions Bancorporation, N.A.67%53 / 7985%$115K45
4Bank of America, National Association46%31 / 68100%$105K31
5AMERICA FIRST Federal Credit Union83%39 / 4792%$55K36

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 71 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Coconino County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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