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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Garland County, Arkansas

Fat Boy Data analyzed home improvement loan activity in Garland County, Arkansas to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 933 applications were decided by 53 lenders between 2023 and 2025.

Garland County at a glance

53Active lenders11 with 20+ decisions
57.8%Market approval rate539 of 933 decided
$55KTypical loanmedian lender, $10K brackets
90%Borrower take-up485 loans funded

How Garland County compares

Approval rate compared
Garland County57.8%Arkansas63.4%All 616 counties62.7%
Typical loan compared
Garland County$55KArkansas$65KAll 616 counties$75K

What the data shows

Regions Bank made the most home improvement loans in Garland County, AR, 92 of them.

First Security Bank approved the highest share of applications among lenders with at least 20 decisions here, 93% of 28.

Lenders approved 57.8% of home improvement loan applications in Garland County, AR, 5.6 percentage points below the Arkansas rate of 63.4%.

The typical home improvement loan here is $55K, 15% smaller than the Arkansas typical of $65K.

Only 1 lender here typically writes at or below $35K: Regions Bank.

Approval rate of all 11 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 22% approved of 37Bank of America, National Association: 33% approved of 30U.S. Bank National Association: 46% approved of 72Regions Bank: 50% approved of 203Bank OZK: 53% approved of 102Simmons Bank: 56% approved of 34Arvest Bank: 59% approved of 155Arkansas Federal Credit Union: 77% approved of 108Figure Lending LLC: 82% approved of 28First Security Bank: 93% approved of 28Coastal Community Bank: 100% approved of 23

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Garland County

LenderApprovalApprovedTaken upTypical loanLoans made
1Regions Bank50%101 / 20391%$35K92
2Arvest Bank59%91 / 15599%$55K90
3Arkansas Federal Credit Union77%83 / 108100%$45K83
4Bank OZK53%54 / 10285%$55K46
5U.S. Bank National Association46%33 / 7294%$55K31

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 48 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Garland County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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