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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Pulaski County, Arkansas

Fat Boy Data analyzed cash-out refinance activity in Pulaski County, Arkansas to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,369 applications were decided by 169 lenders between 2023 and 2025.

Pulaski County at a glance

169Active lenders29 with 20+ decisions
59.3%Market approval rate1,998 of 3,369 decided
$135KTypical loanmedian lender, $10K brackets
94%Borrower take-up1,881 loans funded

How Pulaski County compares

Approval rate compared
Pulaski County59.3%Arkansas67.0%All 616 counties68.2%
Typical loan compared
Pulaski County$135KArkansas$145KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Pulaski County, AR, 528 of them.

That is 28% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Centennial Bank approved the highest share of applications among lenders with at least 20 decisions here, 90% of 21.

Lenders approved 59.3% of cash-out refinance applications in Pulaski County, AR, 7.7 percentage points below the Arkansas rate of 67.0%.

Approval rate of all 29 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 20% approved of 92Amerisave Mortgage Corporation: 25% approved of 293Lakeview Loan Servicing, LLC: 26% approved of 35American Financing Corporation: 29% approved of 21Carrington Mortgage Services, LLC: 35% approved of 143New Day Financial, LLC: 37% approved of 155Simmons Bank: 38% approved of 21Navy Federal Credit Union: 39% approved of 41Newrez LLC: 44% approved of 103Wells Fargo Bank, National Association: 49% approved of 41Mutual of Omaha Mortgage, Inc.: 53% approved of 34Village Capital & Investment LLC: 54% approved of 37Loandepot.Com, LLC: 54% approved of 129Bank of America, National Association: 55% approved of 20Regions Bank: 57% approved of 53Freedom Mortgage Corporation: 61% approved of 120GoodLeap, LLC: 64% approved of 73U.S. Bank National Association: 65% approved of 43New American Funding, LLC: 68% approved of 40Rocket Mortgage, LLC: 71% approved of 764Bank of Little Rock Mortgage Corporation: 72% approved of 25Pennymac Loan Services, LLC: 73% approved of 96Arvest Bank: 74% approved of 108Arkansas Federal Credit Union: 78% approved of 69Nationstar Mortgage LLC: 78% approved of 83United Wholesale Mortgage, LLC: 81% approved of 124Reliance First Capital, LLC: 84% approved of 31The Federal Savings Bank: 85% approved of 39Centennial Bank: 90% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Pulaski County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC71%540 / 76498%$135K528
2Amerisave Mortgage Corporation25%72 / 29397%$85K70
3New Day Financial, LLC37%58 / 15583%$195K48
4Carrington Mortgage Services, LLC35%50 / 14380%$135K40
5Loandepot.Com, LLC54%70 / 12996%$155K67

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 164 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Pulaski County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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