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refinance lenders · HMDA 2023–2025

Refinance lenders in Contra Costa County, California

Fat Boy Data analyzed mortgage refinance activity in Contra Costa County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 9,850 applications were decided by 348 lenders between 2023 and 2025.

Contra Costa County at a glance

348Active lenders78 with 20+ decisions
78.8%Market approval rate7,760 of 9,850 decided
$665KTypical loanmedian lender, $10K brackets
94%Borrower take-up7,333 loans funded

How Contra Costa County compares

Approval rate compared
Contra Costa County78.8%California76.7%All 616 counties76.5%
Typical loan compared
Contra Costa County$665KCalifornia$655KAll 616 counties$295K

What the data shows

Bank of America, National Association made the most mortgage refinances in Contra Costa County, CA, 617 of them.

Cornerstone First Mortgage, Inc approved the highest share of applications among lenders with at least 20 decisions here, 100% of 33.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 12% approved of 41Discover Bank: 33% approved of 156Spring Eq, LLC: 44% approved of 103Lakeview Loan Servicing, LLC: 45% approved of 212Fourleaf: 49% approved of 35Third Federal Savings And Loan Association Of Cleveland: 56% approved of 1831St United Services Credit Union: 57% approved of 491St Northern California: 62% approved of 32Comerica Bank: 63% approved of 94BMO Bank National Association: 64% approved of 115Nationstar Mortgage LLC: 66% approved of 65Pentagon Federal Credit Union: 67% approved of 45PNC Bank, National Association: 70% approved of 175Alliant Credit Union: 70% approved of 71Bank of America, National Association: 72% approved of 868Newrez LLC: 73% approved of 85Fremont Bank: 74% approved of 404STAR ONE Credit Union: 74% approved of 58Onity Mortgage Corporation: 74% approved of 47Columbia Bank: 75% approved of 36Rocket Mortgage, LLC: 75% approved of 716Loandepot.Com, LLC: 76% approved of 131Mortgage Research Center, LLC: 76% approved of 33Mechanics Bank: 76% approved of 38NexBank: 77% approved of 31Flagstar Bank, National Association: 79% approved of 38STANFORD Federal Credit Union: 80% approved of 49Zions Bancorporation, N.A.: 81% approved of 78Everett Financial, Inc.: 81% approved of 37Planet Home Lending, LLC: 82% approved of 28Wells Fargo Bank, National Association: 83% approved of 221The Golden 1: 83% approved of 144American Pacific Mortgage Corporation: 84% approved of 45United Wholesale Mortgage, LLC: 85% approved of 1,065A&D Mortgage LLC: 85% approved of 33Patelco Credit Union: 86% approved of 172Pennymac Loan Services, LLC: 87% approved of 167U.S. Bank National Association: 87% approved of 480Mutual of Omaha Mortgage, Inc.: 87% approved of 111Provident Funding Associates, L.P.: 88% approved of 42Longbridge Financial, LLC: 88% approved of 68New American Funding, LLC: 89% approved of 55Freedom Mortgage Corporation: 90% approved of 93Cmg Mortgage, Inc.: 90% approved of 114Finance of America Reverse LLC: 90% approved of 167JPMorgan Chase Bank, National Association: 91% approved of 234Sun West Mortgage Company, Inc.: 92% approved of 40Guaranteed Rate, Inc.: 93% approved of 75City National Bank: 93% approved of 30Morgan Stanley Private Bank, National Association: 94% approved of 32Citibank, National Association: 94% approved of 165The Loan Store, Inc.: 94% approved of 33Provident Credit Union: 95% approved of 43Mld Mortgage Inc.: 96% approved of 26Change Lending, LLC: 97% approved of 71Vellum Mortgage, Inc.: 97% approved of 79Charles Schwab Bank, SSB: 98% approved of 45Crosscountry Mortgage, LLC: 98% approved of 247Cornerstone First Mortgage, Inc: 100% approved of 33Nmsi, Inc.: 100% approved of 28

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Contra Costa County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only85%901 / 1,06597%$675K871
2Bank of America, National Association72%628 / 86898%$405K617
3Rocket Mortgage, LLC75%540 / 71696%$665K519
4U.S. Bank National Association87%417 / 48097%$1.02M405
5Fremont Bank74%297 / 40498%$255K292

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 343 more lenders.

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Other lending data for Contra Costa County

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Nearby markets

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