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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in El Dorado County, California

Fat Boy Data analyzed investment property refinance activity in El Dorado County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 218 applications were decided by 95 lenders between 2023 and 2025.

El Dorado County at a glance

95Active lenders0 with 20+ decisions
78.9%Market approval rate172 of 218 decided
$445KTypical loanmedian lender, $10K brackets
94%Borrower take-up162 loans funded

How El Dorado County compares

Approval rate compared
El Dorado County78.9%California76.8%All 616 counties77.7%
Typical loan compared
El Dorado County$445KCalifornia$555KAll 616 counties$235K

What the data shows

The Loan Store, Inc. made the most investment property refinances in El Dorado County, CA, 13 of them.

The typical investment property refinance here is $445K, 20% smaller than the California typical of $555K.

Investment property refinance lenders in El Dorado County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only82%14 / 17100%$455K14
2The Loan Store, Inc.Limited sample94%15 / 1687%$385K13
3Rocket Mortgage, LLCLimited sample85%11 / 13100%$465K11
4Bank of America, National AssociationLimited sample62%5 / 8100%$305K5
5Homexpress Mortgage Corp.Broker only62%5 / 8100%$615K5

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 90 more lenders.

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You are seeing the 5 largest investment property refinance lenders in El Dorado County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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