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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Placer County, California

Fat Boy Data analyzed investment property refinance activity in Placer County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 550 applications were decided by 150 lenders between 2023 and 2025.

Placer County at a glance

150Active lenders3 with 20+ decisions
80.5%Market approval rate443 of 550 decided
$445KTypical loanmedian lender, $10K brackets
94%Borrower take-up416 loans funded

How Placer County compares

Approval rate compared
Placer County80.5%California76.8%All 616 counties77.7%
Typical loan compared
Placer County$445KCalifornia$555KAll 616 counties$235K

What the data shows

The Loan Store, Inc. made the most investment property refinances in Placer County, CA, 50 of them.

The Loan Store, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 93% of 59.

The typical investment property refinance here is $445K, 20% smaller than the California typical of $555K.

Investment property refinance lenders in Placer County

LenderApprovalApprovedTaken upTypical loanLoans made
1The Loan Store, Inc.93%55 / 5991%$395K50
2United Wholesale Mortgage, LLCBroker only77%40 / 52100%$455K40
3Rocket Mortgage, LLC78%25 / 32100%$425K25
4Pennymac Loan Services, LLCLimited sample84%16 / 1994%$435K15
5U.S. Bank National AssociationLimited sample93%13 / 14100%$745K13

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 145 more lenders.

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