HomeCaliforniaHumboldt CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Humboldt County, California

Fat Boy Data analyzed cash-out refinance activity in Humboldt County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 756 applications were decided by 100 lenders between 2023 and 2025.

Humboldt County at a glance

100Active lenders4 with 20+ decisions
64.3%Market approval rate486 of 756 decided
$225KTypical loanmedian lender, $10K brackets
94%Borrower take-up455 loans funded

How Humboldt County compares

Approval rate compared
Humboldt County64.3%California70.1%All 616 counties68.2%
Typical loan compared
Humboldt County$225KCalifornia$245KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Humboldt County, CA, 131 of them.

That is 29% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Rocket Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 74% of 181.

Lenders approved 64.3% of cash-out refinance applications in Humboldt County, CA, 5.8 percentage points below the California rate of 70.1%.

Cash-out refinance lenders in Humboldt County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC74%134 / 18198%$135K131
2United Wholesale Mortgage, LLCBroker only80%73 / 9196%$235K70
3Amerisave Mortgage Corporation20%13 / 66100%$95K13
4Newrez LLC34%12 / 35100%$135K12
5Nationstar Mortgage LLCLimited sample56%10 / 18100%$225K10

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 95 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Humboldt County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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