Cash-out refinance lenders in Imperial County, California
Fat Boy Data analyzed cash-out refinance activity in Imperial County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,428 applications were decided by 145 lenders between 2023 and 2025.
Imperial County at a glance
How Imperial County compares
What the data shows
Rocket Mortgage, LLC made the most cash-out refinances in Imperial County, CA, 188 of them.
Efinity Financial Inc. approved the highest share of applications among lenders with at least 20 decisions here, 96% of 52.
The typical cash-out refinance here is $215K, 12% smaller than the California typical of $245K.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Cash-out refinance lenders in Imperial County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 77% | 196 / 255 | 96% | $195K | 188 |
| 2 | United Wholesale Mortgage, LLCBroker only | 80% | 136 / 169 | 97% | $215K | 132 |
| 3 | Loandepot.Com, LLC | 62% | 36 / 58 | 97% | $255K | 35 |
| 4 | Amerisave Mortgage Corporation | 33% | 19 / 58 | 89% | $225K | 17 |
| 5 | Newrez LLC | 39% | 21 / 54 | 95% | $75K | 20 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 140 more lenders.
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You are seeing the 5 largest cash-out refinance lenders in Imperial County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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- Typical loan and full range
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