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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Kings County, California

Fat Boy Data analyzed cash-out refinance activity in Kings County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,289 applications were decided by 101 lenders between 2023 and 2025.

Kings County at a glance

101Active lenders17 with 20+ decisions
66.0%Market approval rate851 of 1,289 decided
$185KTypical loanmedian lender, $10K brackets
93%Borrower take-up795 loans funded

How Kings County compares

Approval rate compared
Kings County66.0%California70.1%All 616 counties68.2%
Typical loan compared
Kings County$185KCalifornia$245KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Kings County, CA, 187 of them.

American Pacific Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 90% of 20.

The typical cash-out refinance here is $185K, 24% smaller than the California typical of $245K.

Approval rate of all 17 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 14% approved of 21Carrington Mortgage Services, LLC: 23% approved of 39Lakeview Loan Servicing, LLC: 30% approved of 30Amerisave Mortgage Corporation: 31% approved of 85Wells Fargo Bank, National Association: 41% approved of 22Newrez LLC: 51% approved of 41Families and Schools Together Federal Credit Union: 60% approved of 25The Golden 1: 61% approved of 23Navy Federal Credit Union: 62% approved of 32Pennymac Loan Services, LLC: 64% approved of 67Freedom Mortgage Corporation: 67% approved of 63Loandepot.Com, LLC: 67% approved of 36GoodLeap, LLC: 71% approved of 66Rocket Mortgage, LLC: 77% approved of 250Nationstar Mortgage LLC: 83% approved of 35United Wholesale Mortgage, LLC: 84% approved of 138American Pacific Mortgage Corporation: 90% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Kings County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC77%193 / 25097%$175K187
2United Wholesale Mortgage, LLCBroker only84%116 / 13896%$215K111
3Amerisave Mortgage Corporation31%26 / 85100%$85K26
4Pennymac Loan Services, LLC64%43 / 67100%$185K43
5GoodLeap, LLC71%47 / 6681%$165K38

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 96 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Kings County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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