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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Napa County, California

Fat Boy Data analyzed home purchase mortgage activity in Napa County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,514 applications were decided by 217 lenders between 2023 and 2025.

Napa County at a glance

217Active lenders26 with 20+ decisions
88.3%Market approval rate2,221 of 2,514 decided
$645KTypical loanmedian lender, $10K brackets
92%Borrower take-up2,054 loans funded

How Napa County compares

Approval rate compared
Napa County88.3%California88.4%All 616 counties87.6%
Typical loan compared
Napa County$645KCalifornia$555KAll 616 counties$335K

What the data shows

Dhi Mortgage Company, Ltd. made the most home purchase mortgages in Napa County, CA, 214 of them.

Crosscountry Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 90.

The typical home purchase mortgage here is $645K, 16% larger than the California typical of $555K.

Approval rate of all 26 lenders with 20+ decisions here
0%25%50%75%100%21St Mortgage Corporation: 22% approved of 87Credit Human Federal Credit Union: 60% approved of 52Bank of America, National Association: 71% approved of 38U.S. Bank National Association: 73% approved of 33Triad Financial Services, Inc.: 77% approved of 181Redwood: 83% approved of 72Flagstar Bank, National Association: 86% approved of 22Wells Fargo Bank, National Association: 88% approved of 42Rocket Mortgage, LLC: 90% approved of 108Pennymac Loan Services, LLC: 90% approved of 21Stg Mortgage Inc: 91% approved of 23JPMorgan Chase Bank, National Association: 92% approved of 60United Wholesale Mortgage, LLC: 93% approved of 249American Pacific Mortgage Corporation: 93% approved of 74Loandepot.Com, LLC: 94% approved of 50Primary Residential Mortgage, Inc.: 95% approved of 37Guild Mortgage Company LLC: 96% approved of 23Guaranteed Rate, Inc.: 98% approved of 122Dhi Mortgage Company, Ltd.: 99% approved of 217Crosscountry Mortgage, LLC: 100% approved of 90Cmg Mortgage, Inc.: 100% approved of 82Alameda Mortgage Corporation: 100% approved of 60Morgan Stanley Private Bank, National Association: 100% approved of 30Ark-La-Tex Financial Services, LLC.: 100% approved of 24The Loan Store, Inc.: 100% approved of 22Charles Schwab Bank, SSB: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Napa County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only93%231 / 24998%$655K227
2Dhi Mortgage Company, Ltd.99%214 / 217100%$675K214
3Triad Financial Services, Inc.77%140 / 18136%$185K50
4Guaranteed Rate, Inc.98%119 / 12298%$615K117
5Rocket Mortgage, LLC90%97 / 10899%$625K96

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 212 more lenders.

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You are seeing the 5 largest home purchase mortgage lenders in Napa County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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